Ujjwal Card is an instant limit to purchase smartphones or home appliances on easy monthly EMIs.

You can avail Home Credit Ujjwal Card, if you fulfill the following criteria:

• Age: Between the age group of 18 to 69 years
• Income source: Salaried or Self-employed or Pensioner
• Bank account: Should have an active bank account
• Documents: PAN card(Mandatory) and Address Proof
• Gap between two Home Credit loan applications: min 90 Days

PAN card(Mandatory) and Address Proof are required to avail Home Credit Ujjwal card

We only accept PAN Card as valid Identity Proof​​​​​

You can apply for the Ujjwal Card at the Home Credit Mobile app by following the below-mentioned steps Download ‘SuperCupo’ App from the Play Store Click on ‘Register And Apply’ Complete online application form Visit a Home Credit Partner shop to complete KYC Now, you can also apply for an Ujjwal Card at any of the Home Credit partner shops. For Home credit partner shops near you, click here

No, Ujjwal Card is an instant limit that you can avail for smartphone and home appliance purchases at Home Credit partner shops. No cash or any other form of payment mode is required with Ujjwal Card and it also lets you convert your purchase into easy EMIs

A one-time joining fee of ₹549 will be charged towards the processing charges. Also, a membership fee of ₹99 will be charged annually, which can be waived if you use your card even once every 12 months.

Ujjwal Card provides you with an instant limit of ₹10,000 to ₹50,000 based on your credit eligibility.

Yes, Home Credit gives you the flexibility to set your Ujjwal Card limit from ₹10,000 up to the maximum offered limit

Reduction or increment in the Ujjwal Card limit is not permitted post issuance. However, you are allowed to choose your credit limit at the time of availing the Ujjwal Card