The festive season is a time for joy, celebration, and, of course, gift-giving. While traditional gifts like gadgets, clothing, and accessories are always appreciated, there’s a growing trend toward giving gifts that contribute to financial well-being. This festive season, consider wrapping up presents that not only bring joy in the moment but also sow the
Personal Finance
RBI Ki Fraud Ke Khilaf Ladai Mein Shaamil Hon: Bareilly Aur Pilibhit Mein Consumer Jagrukta Karyakram
30
May
May
Bharatiya upbhokta ke roop mein, aapke paas fraaud ke khilaf ladne ke bohot se adhikar hote hain aur Reserve Bank of India unhe surakshit rakhne ke liye ek RBI Consumer Awareness Program shuru kar raha hai. Kanpur ke RBI Ombudsman Office aapko jagrukta ke madhyam se shakti pradaan karna chahta hai. Bareilly aur Pilibhit mein
24
Dec
Dec
The question of personal finance is important for all working class people. This is a major problem with a large chunk of financial illiterates. Every piece of information helps to increase finance related knowledge including financial products, effective budgeting and retirement funds to build a financially secure future. Unfortunately, study shows how most lack the
08
Sep
Sep
Today you will find a gamut of books written around personal finance as the core like money, finances, entrepreneurship, investments etc that helps to take the right path. To know anything deeper, you should have enough knowledge about it & for which you should learn and read to get a better understanding. To have your financial well-being improved, you must have a good read of
19
Aug
Aug
Of course, the process of wealth creation is a long drawn process held up by 4 critical pillars of strength. It needs a roadway to financial independence because major decisions are taken up thereafter. Here are the 4 pillars of wealth creation which need a closer look: Earning money Collecting productive assets Choosing debt to support productive assets Self-development Let’s centre our focus on questions like what
10
Aug
Aug
A new year begins with the ray of hope for greater profitability & that your investments will only move positively. 2020 has witnessed too many ups & downs in all economic and financial aspects however this year still looks to be promising for finances. So, it’s best to grab the opportunity & channelize resources in
16
Jul
Jul
There are many existing Budget Apps in the country for use, so it’s best to utilize one for financial control & regulation. Let’s begin in an ascending order to list a few important Andriod Budget Apps: 5 Best Budget Android App of 2020 Mint Mint as an App is brilliant if you want to get your finances back on track. In addition to keeping
11
Jun
Jun
A few are blessed to manage their money effortlessly as if they are born with calculators in their minds. Others may not be so lucky. Also, they often fall into wrong hands & spend more than they should. These few do not practice Mathematics religiously or they find it cumbersome to keep their calculations up to date. And if you’re
11
May
May
Every line of credit exhibits different characteristics compared to a regular loan. However, a credit line is suitable as an alternative to online personal loans on time to time basis. You must be aware as to how a loan gets approved. So once that’s done, your quick cash gets credited to your savings account. You
03
Mar
Mar
It’s always a gamble to seek advice from “just” friends, as they maybe or may not be our well-wishers in reality. Also, money has a different way of being divisive in our society & otherwise. So, even after being a ridiculously important part of our daily lives, it’s quite a taboo as well! This perception
20
Feb
Feb
Today, one would suggest you with different ways to borrow money. It has become an important source to build on your assets and investments. But if it goes wrong, it may lead to a nightmare. Of course, taking loans can help to boost your investments & thereby returns. So, how is it actually done? Any
24
May
May
Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or
26
Mar
Mar
What life may hold in the future is very uncertain. We may require a huge amount of money for purchasing a house or an automobile, or it could be for emergency medical expenses as well. Thus, successfully getting a loan is a matter of how healthy your CIBIL credit score is. The health of this
03
Nov
Nov
While some may quit their jobs impulsively with a dream of new ventures in their mind, others may look at it as a solution to difficult circumstances. Whatever be the reason for your sudden break, do not take this important decision casually. Below are a few steps you can take to be financially ready in
23
Oct
Oct
A considerable lot of us have a tendency to live in the time, or at-least for the occasion as far as shelling out funds is concerned. The more monetarily steady/secure we are, the greater we get smug with our spending, luxuriating in the shine of ‘security’. There are some financial problems that occur once in a
29
Aug
Aug
Many of us face acute dilemma of putting money into the right streams- whether it’s about paying off existing debt or building investments of value. Of course, it’s not easy to make that decision, keeping in mind the source of money to be ploughed. Here, our Home Credit Personal Loan can really fit your shoes.