Belonging to an Indian middle-class family all through my life, I have been very careful about managing my expenses in proportion of my earnings. I always made sure to put some part of my earnings into my savings account and accordingly manage the spending. But no matter how much you plan your finances in advance, there are times when you just cannot stop falling into a cash crunch. A similar incident happened with me which had nearly put me in a hand-to-mouth situation.
Just a few months back, my son met up with a car accident. He was rushed to the hospital where the doctors operated on him for hours. The cost of the operation was quite high and besides having a health insurance, I was falling short of Rs 50,000 because a week before my son’s accident, I had paid my daughter’s college fee. I thought of borrowing the amount from a friend but unfortunately, he too was facing a tough financial situation at that time. I was extremely worried. I thought of taking a loan from some commercial bank but I knew it would be a time-consuming task. I didn’t have so much time and was in a complete fix. Then, a close friend advised me to avail cash loan from Home Credit. At first, I didn’t think of it as the right option since applying for a loan would mean spending hours and hours waiting in bank queues, with numerous documents in hand, and then waiting for weeks to hear from a bank for the loan approval. But he added that he himself took a loan from Home Credit to buy a few things for his house and it was instantly disbursed in his bank account.
Also read: Cash loan from Home Credit can be your saving grace for easy money
New to this information, I had my doubts but I decided to give it a try. I went to Home Credit website, registered myself with Home Credit and decided to apply for a quick cash loan. The loan application form came out to be extremely simple and the verification process just took about a few minutes. The whole application process was completely paperless that neither required any signatures nor any documents. I just had to upload a picture of my Aadhaar card and Pan card, select the loan amount and tenure.To my surprise, my loan got approved in a matter of just a few minutes only!
Read more: Must dos for successful approval and disbursal of loans
There was no collateral required for the loan and it was fully online saving the hassles of unnecessary paper documentation. I had the liberty to choose my own installment plan so that the EMIs did not disrupt my finances and hence, was able to repay the loan easily.
Fintech companies like Home Credit have brought about complete transformation in the lending process in India. With minimum documentation, quick verification, faster approvals and instant disbursal, their personal loans are the most sought-after loans. They have made it extremely easy for everyone to access a loan. So, if you are facing a financial crisis and in an urgent need of a money, I would highly recommend that you go for Home Credit Cash Loan. It is quick, easy and hassle-free!