Personal Loan For Education

Education is crucial for career building. A short course from a recognized institution has become so expensive that students look for financial assistance to pay off once they get started with a job. 

With Home Credit Personal Loan which can be used as education loan, having the required education and skills to start a job is one basic step to a successful career. In addition to your regular education expenses , you can take of your regular expenses as well with our Instant Personal Loan.

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  • Quick & Easy
  • 100% Paperless
  • 0% Processing Fees
  • Instant Online Approval upto INR 2 Lacs
  • No Hidden Charges
  • Quick Disbursal

Need for an education loan

High cost of education

With high demand of skills and education from some of the well reputed institutions, mostly students want to take admission in recognised universities. Big brands mean big amount, therefore, education loans are offered as a financial aid to students who find it difficult to pay the huge fee structures of such universities.

Special Assistance

Education helps the student who get admission basis on the merit but find it difficult to pay the fee. It is a special assistance to such students at the time of need. Get the best offers available and pursue your dream course.

Easy availability

Education loan makes your life easy with no dependency on anyone, Fulfill the basic formalities and you get the loan. After ensuring that the amount will be paid back, the loan amount gets credited in your account from where it can be used.

Assistance on time

Education loans are on-time assistance. The approval rate is comparatively faster since it’s the urgent need during the beginning of the course.
Our personal loan can help you take a short course and help in skill addition to take a particular job. Add on to the required skills with Home credit personal loan.

Documents requirements for
education loan


Make sure you have the following documents before applying for a loan.

  • Id proof
  • Address proof
  • Passport sized photo
  • Admission letter from the university or college.
  • Attested mark sheets of the courses completed
  • Proof of income, salary slips, bank statements and ITR of guarantor or parent
  • In case of studying abroad, entry permit, admission letter, visa and passport
  • If the applicant plans to work in abroad then an employment contract is also required.

Home credit personal loans have the following document requirement.

  • PAN card of the individual
  • ID Proof: Voter ID, Passport, Driving License, etc.
  • Address Proof: Passport, Driving License, Ration Card, Passport, Aadhar Card, Utility Bills, etc.
  • Bank statement of the income account with net banking facility.

Carefully check the loan details like the interest rate, duration of extension, extra charges, EMIs etc. before finalising the loan offer, changes at a later stage might not be possible. Education is important, do not put it aside because of financial crunch. Our personal loan is for you.