Home Renovation Loan Online

Wish to renovate your house and give it a new look and feel? Or may be looking for a simple fix to your home to increase the rent value.

With Home Credit Personal loan which can help you give your house a new look or home improvement in no time. Home credit personal loans are financial assistance offered by banks and other financial institutions to help you renovate home. You can plan your payments with these loans.

Apply Now

Quick & Easy
100% Paperless
Instant Online Approval upto INR 2 Lacs
No Hidden Charges
Quick Disbursal

Over 1 Crore

Satisfied Customers & Growing

300 + Locations

Across India

31,000 +

Partner Shops

Documents & Eligibility

Proof of identity

PAN Card

NetBanking

Mandatory

Age

19+ years

Income

Minimum 10000/month

Residential Address Proof

Indian Citizenship

Testimonials

"Mind blowing thank you home credit loan just one day Transfer amount in your account.... I am also take in 155000 just go for it...."

SYED ZAFAR

"one of the best company. thanks home credit. I'm facing a problem in account then everywhere my file is rejected but home credit did. thanks home credit"

DECENT SEEMS

"I have taken a short loan from Home Credit, the process and approval was so simple and quick and easy to get loan money within 2 hours in account."

SATYENDER KUMAR

"Good app but we see only loan account summary please we see all home credit loan summary in one app. Home credit finance company I think best finance company."

DJ SAMAR PATEL

"This is usefully app..i have applied for personal loan..they approved in 1 day and my account as came with in one day"

RIYAZ AHMED

Get Loan Approval in 5 mins

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Online Personal Loan with Instant Approval in 24 hrs Across India

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Required documents

Listed below are some of the documents needed at the time of loan application.

ID proof:	Passport, Driving licence, PAN card, Aadhar Card.
Address Proof:	Documents should have your current residential address like Passport, Driving licence, PAN card, Aadhar Card, Utility Bills
DOB proof:	A valid document showing your age. It can be a birth certificate or an educational document.
Bank statements:	This is a decision making a document for getting the loan approval at the earliest as the bank decides the borrowers’ repayment capacity and the also checks the savings the person has.
Salary slips:	Last three months’ salary slip for salaried person.
Certified balance sheet:	For self-employed
Additional Documents	ITR document, Form 16, Employment Letter, Documents Supporting Qualification, Income Proof

Home credit personal loans have the following document requirement.

PAN card of the individual
ID Proof: Voter ID, Passport, Driving License, etc.
Address Proof: Passport, Driving License, Ration Card, Passport, Aadhar Card, Utility Bills, etc.
Bank statement of the income account with net banking facility.

Carefully check the loan details like the interest rate, duration of extension, extra charges, EMIs etc. before finalising the loan offer, changes at a later stage might not be possible. Education is important, do not put it aside because of financial crunch. Our personal loan is for you.

The Loan amount range from ₹25,000 to ₹5,00,000 and annual Interest rates vary from 18% - 56%. Loan duration range from 3 - 51 months. The processing fee is 2% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. *The annual interest rates and processing fee will vary as per the risk profile of the customers. The maximum APR can go up to 56% (However, only a fraction of our customers get an interest rate higher than 30% per annum).These numbers are indicative & subject to change.