Home Renovation Loan Online

Wish to renovate your house and give it a new look and feel? Or may be looking for a simple fix to your home to increase the rent value.

With Home Credit Personal loan which can help you give your house a new look or home improvement in no time. Home credit personal loans are financial assistance offered by banks and other financial institutions to help you renovate home. You can plan your payments with these loans.

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  • Quick & Easy
  • 100% Paperless
  • 0% Processing Fees
  • Instant Online Approval upto INR 2 Lacs
  • No Hidden Charges
  • Quick Disbursal

Documents & Eligibility

  • Proof of identity
  • Proof of identity

    PAN Card

  • NetBanking
  • NetBanking

    Mandatory

  • Age
  • Age

    Must be above 19 years of Age

  • Income
  • Income

    Minimum 10000/month

  • Residential Address Proof
  • Residential Address Proof

    Indian Citizenship

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Required documents

Listed below are some of the documents needed at the time of loan application.

ID proof: Passport, Driving licence, PAN card, Aadhar Card.
Address Proof: Documents should have your current residential address like Passport, Driving licence, PAN card, Aadhar Card, Utility Bills
DOB proof: A valid document showing your age. It can be a birth certificate or an educational document.
Bank statements: This is a decision making a document for getting the loan approval at the earliest as the bank decides the borrowers’ repayment capacity and the also checks the savings the person has.
Salary slips: Last three months’ salary slip for salaried person.
Certified balance sheet: For self-employed
Additional Documents ITR document, Form 16, Employment Letter, Documents Supporting Qualification, Income Proof

Home credit personal loans have the following document requirement.

  • PAN card of the individual
  • ID Proof: Voter ID, Passport, Driving License, etc.
  • Address Proof: Passport, Driving License, Ration Card, Passport, Aadhar Card, Utility Bills, etc.
  • Bank statement of the income account with net banking facility.

Carefully check the loan details like the interest rate, duration of extension, extra charges, EMIs etc. before finalising the loan offer, changes at a later stage might not be possible. Education is important, do not put it aside because of financial crunch. Our personal loan is for you.

The Loan amount range from ₹25,000 to ₹2,00,000 and annual Interest rates vary from 19% - 49%. Loan duration range from 6 - 36 months. The processing fee is 0% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. REPRESENTATIVE EXAMPLE: For a loan of ₹25,000 granted at an Annual Interest rate of 19% for a tenure of 12 months, then the overall amount payable will be ₹29750* only. Note: *These numbers are indicative and subject to change from time to time. Further, final interest rate or processing fee may vary from one user to another depending on his/her credit assessment.