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Meet your cash needs in 3 easy steps

Why choose Home Credit

Quick & convenient
Quick &
convenient

Easy application process

Instant online approval
Instant online
approval

Apply online and get instant approval on your loan application

Disbursal within hours
Disbursal
within hours

Get the loan amount transferred to your bank account within hours

No collaterals or hidden charges
No collaterals or
hidden charges

Collateral-free loan process with no hidden charges

Enjoy Home Credit’s financial assistance for all your needs

  • |
  • Medical Emergency Loan

    Medical emergency

    Be it a surgery or a regular doctor consultation, be cash-ready every time with Home Credit

  • Small Business Loan

    Small business needs

    Grow your ambitions with a loan for your startup or business

  • Home Renovation Loan

    Home renovation

    Beautify your living space with a loan for essential repairs, long-due maintenance and more

Personal Loan EMI Calculator

Estimated amount required

  • 10000
  • 480000

Your preferred loan term

  • 12 Months
  • 48 Months

Your estimated EMI

3021*

Interest Rate*

Processing Fee

*This is an approximate EMI calculation. The actual processing fee and rate of interest may vary. Interest rate for Personal Loan starts at 1.6% on a monthly basis.

Value-added Services

  • |
  • Safe Pay

Opt for our Value-added Services while applying for a loan

Ensure complete peace of mind with Home Credit’s Safe Pay and get amazing flexibility in loan repayment and life cover for unforeseen circumstances. We offer Payment Holiday, Free Early Repayment and Life Cover with Safe pay. For more information please click here.

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    5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket

  • 6 Things to Consider While Lending Cash to Your Family or Friends

    6 Things to Consider While Lending Cash to Your Family or Friends

Frequently Asked Questions

Where can I find more details on personal loan queries?

To get answers to the frequently asked queries, please check out our FAQs section here.

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