Interest Rate*
Why choose Home Credit
Quick &
convenient
Easy application process
Instant online
approval
Apply online and get instant approval on your loan application
Disbursal
within hours
Get the loan amount transferred to your bank account within hours
No collaterals or
hidden charges
Collateral-free loan process with no hidden charges
Enjoy Home Credit’s financial assistance for all your needs
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Home renovation
Beautify your living space with a loan for essential repairs, long-due maintenance and more
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Higher studies
When it comes to your education, don’t compromise. Avail our hassle-free Personal Loan and jump start your career today
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Travel
When you have travel on your mind, why delay it? Avail our easy Personal Loan today, and make your vacation more comfortable
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Medical emergency
Be it a surgery or a regular doctor consultation, be cash-ready every time with Home Credit
-
-
Home renovation
Beautify your living space with a loan for essential repairs, long-due maintenance and more
-
Higher studies
When it comes to your education, don’t compromise. Avail our hassle-free Personal Loan and jump start your career today
-
-
Travel
When you have travel on your mind, why delay it? Avail our easy Personal Loan today, and make your vacation more comfortable
-
Medical emergency
Be it a surgery or a regular doctor consultation, be cash-ready every time with Home Credit
-
-
Home renovation
Beautify your living space with a loan for essential repairs, long-due maintenance and more
-
Higher studies
When it comes to your education, don’t compromise. Avail our hassle-free Personal Loan and jump start your career today
-
Personal Loan EMI Calculator
Estimated amount required
- 10000
- 480000
Your preferred loan term
- 12 Months
- 48 Months
Your estimated EMI
3021*
Processing Fee
*This is an approximate EMI calculation. The actual processing fee and rate of interest may vary. Interest rate for Personal Loan starts at 1.6% on a monthly basis.
Value-added Services
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Opt for our Value-added Services while applying for a loan
Ensure complete peace of mind with Home Credit’s Safe Pay and get amazing flexibility in loan repayment and life cover for unforeseen circumstances. We offer Payment Holiday, Free Early Repayment and Life Cover with Safe pay. For more information please click here.
Blog
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“Instant” cash loan safeguarding from contingent financial crisis
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3 Ways to Get Fast Approval on Your Next Cash Loan
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Enjoy a Stress-Free Diwali Shopping with the Ujjwal EMI Card for a #ShandaarDiwali
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5 Reason to consider while lending money to friends
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6 Easy Steps to Build a Stress Free Budget
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5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket
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6 Things to Consider While Lending Cash to Your Family or Friends
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“Instant” cash loan safeguarding from contingent financial crisis
-
3 Ways to Get Fast Approval on Your Next Cash Loan
-
Enjoy a Stress-Free Diwali Shopping with the Ujjwal EMI Card for a #ShandaarDiwali
-
5 Reason to consider while lending money to friends
-
6 Easy Steps to Build a Stress Free Budget
-
5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket
-
6 Things to Consider While Lending Cash to Your Family or Friends
-
“Instant” cash loan safeguarding from contingent financial crisis
-
3 Ways to Get Fast Approval on Your Next Cash Loan
-
Enjoy a Stress-Free Diwali Shopping with the Ujjwal EMI Card for a #ShandaarDiwali
Frequently Asked Questions
Where can I find more details on personal loan queries?
To get answers to the frequently asked queries, please check out our FAQs section here.