Personal Loan in Bangalore

Get Easy, Instant Personal Loan in Bangalore. Available upto 2 Lacs at 0% Processing Fees. Home Credit offers instant online Personal Loans in Bangalore to salaried & self-employed. Personal loans in Bangalore at competitive interest rates with quick & easy loan approval.

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Why Home Credit?

  • Instant Online Approval
  • 0% Processing Fees
  • No Hidden Charges
  • Minimum Documentation
  • Easy Application Process

Home Credit - Personal Loan in Bangalore

About 9 million customers are already a part of our journey. This degree of trust & perseverance has lit up many lives to enjoy their dreams. Home Credit Personal loan has helped potentially to fulfil all needs & desires. We strongly support the idea that once your needs are fulfilled, you’re prepared to look ahead in life. All private finance companies in Bangalore aim to provide effective yet customized solutions to its customers and Home Credit is one of them.

Why Home Credit for Personal loans in Bangalore?

A personal loan is an unsecure loan, which is used for a wide range of purposes. Bangalore being a metro effectively sells personal loans. Home Credit offers Instant Personal loan in Bangalore to sponsor long delayed vacations, home renovations or buy expensive cars. In addition, it can be used for debt consolidation, wedding shopping, unexpected medical costs, etc. Flexibility of money use, minimal paperwork and fast disbursal makes personal loans an ideal choice. It offers a tenure between 1.5 years to 4 years, which turns suitable for all job categories.

Need for an Instant Loan in Bangalore

Emergency comes uninformed and any such situation always demands funds. Personal loans are a respite to such uninvited problems. This small financial help can help deal with unexpected situations without justifying the usage. Personal loans take less of our time and get fast approvals with minimal documentation understanding the urgency as well as the need of the applicant. Personal loans in Bangalore are easily available since it has lot of new settlers that might need some instant cash to meet their emergency needs.


There is a slight difference in the eligibility criteria of personal loan for salaried and self-employed applicants. The difference might be because of different offers by different banks, however, salaried section gets more facilities provided they need it often. At Home Credit the eligibility criteria for the applicant be it salaried or self-employed is same. However, there might be slight difference in the documents requirement. You must be 19 years & above to qualify for an instant cash loan in Bangalore. The eligibility criteria for Home Credit Instant loan also includes a regular flow of income upto Rs.10000.

Required Documents

Document required for loan in Bangalore vary for a salaried or a self-employed individual. Following are the documents required to apply for a personal loan.

Key Highlights

• The processing of the loan is quick and seamless, without collateral security or guarantor to avail quick cash loan.
• The repayment tenures are also quite flexible, ranging from 1.5 years to 4 years.

How to apply for the Personal loan in Bangalore?

These are some of the basic steps of a loan application.

1. Download our Home Credit Personal Loan App & start the process
2. Register with your name, email and phone number.
3. Fill in the required document details.
4. Submit application and get quick approval.

Documents & Eligibility

  • Proof of identity
  • Proof of identity

    PAN Card

  • NetBanking
  • NetBanking


  • Age
  • Age

    Must be above 19 years of Age

  • Income
  • Income

    Minimum 10000/month

  • Residential Address Proof
  • Residential Address Proof

    Indian Citizenship


How to apply


Download Home Credit Loan App

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About Bangalore

Bangalore popularly known as the IT hub is also the hub for job seekers or people looking out for growth. With the sea of opportunities in various sectors especially IT, it is the most chosen option by working class. Along with the career growth, people get to enjoy the weather that remains pleasant round the year. With so much hustle and bustle and the mobility of the job seekers, personal loan is one of the most searched option in Bangalore.

Even to rent a flat, a year rent has to be paid in advance as security and living is a bit expensive in Bangalore. Personal loan in Bangalore helps the individual to cope with the situation at the time of financial crises. Personal loan amount offered to a person depends on the income, CIBIL score, the scope of repayment and history of employment of the customer. The loan amount decides the rate of interest and the EMI amount. For places like Bangalore, it is a market of financial aid as many people relocate and settle due to their job, hence, instant cash loan is easily available.

Scope of Home Credit Personal Loan

Home Credit is a pioneering NBFC in the financial market. We serve Pan India, with an overall coverage of 300+ regions and growing. So even if you are looking for a personal loan online, you can easily find us on online platforms. Just apply in times of emergency, and we will be obliged to serve you! We try to cover a large periphery of area within our serviceable quota, so you could reach u anytime, anywhere!many places in our serviceable area, you can reach us anytime anywhere. Search for Instant cash loan online and Home Credit will rank on top to meet your need for a personal loan!

The Loan amount range from ₹25,000 to ₹2,00,000 and annual Interest rates vary from 19% - 49%. Loan duration range from 6 - 36 months. The processing fee is 0% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. REPRESENTATIVE EXAMPLE: For a loan of ₹25,000 granted at an Annual Interest rate of 19% for a tenure of 12 months, then the overall amount payable will be ₹29750* only. Note: *These numbers are indicative and subject to change from time to time. Further, final interest rate or processing fee may vary from one user to another depending on his/her credit assessment.