Personal Loan in Chennai

Get Easy, Instant Personal Loan in Chennai. Available upto 2 Lacs at 0% Processing Fees. Home Credit offers instant online Personal Loans in Chennai to salaried & self-employed with quick & easy loan approval.

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Why Home Credit?

  • Instant Online Approval
  • Zero Processing Fees
  • No Hidden Charges
  • Minimum Documentation
  • Easy Application Process

Documents & Eligibility

  • Proof of identity
  • Proof of identity

    PAN Card

  • NetBanking
  • NetBanking


  • Age
  • Age

    Must be above 19 years of Age

  • Income
  • Income

    Minimum 10000/month

  • Residential Address Proof
  • Residential Address Proof

    Indian Citizenship


How to apply


Download Home Credit Loan App

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Home Credit Personal Loan in Chennai

Emergency comes uninformed and any such situation always demands funds. Personal loan in Chennai are a respite to such financial deficits. This small financial assistance can help us deal with an unlikely situation without going into the depths. This way loans in Chennai take lesser time and get faster approvals with minimal paperwork understanding the urgency as well as the need of the applicant. Personal loans in Chennai are easily available since it has lot of tradesmen and new settlers that might need some instant cash to meet their emergency needs.

Eligibility Criteria

There is a slight difference in the eligibility criteria of personal loan for salaried and self-employed applicants.  The difference lies in the offer extended by private financiers in Chennai, however, salaried section gets more facilities & are provided as they need it. At Home Credit, the eligibility criteria for all borrowers is the same.

Below mentioned is the eligibility criteria for Home Credit Instant Cash loan.

Age: Must be above 19 years

Income: Minimum 10,000

Maximum loan amount: 2 lakhs

*All the above-mentioned numbers are specific to Home Credit cash loan and are subject to variation depending on the criteria defined by various lenders. It is always wise to investigate the market and seek an option that fits best to your needs.

Documents required for an instant personal loan

Document requirements vary for a salaried or a self-employed individual.

Ensure to cross check that you have the below mentioned documents before applying for an online personal loan.

  • Photo ID proof
  • Address proof (Ownership proof of residence)
  • Passport size photo
  • Previous employment proof
  • Income proofs (or 6 months’ bank statement)

How to apply for the loan in Chennai?

These are a few basic steps of a loan application.

  1. Download our Home Credit app & click to opt for a loan
  2. Register with your name, email address and mobile number.
  3. Fill in the relevant personal details
  4. Submit application and wait for the approval.

Metro cities like Chennai that is high in demand among the people looking out for jobs have ample opportunities to cater to different audience in different ways. Taking a personal loan is no harm until and unless you are not going beyond your limits. If you still aren’t prepared, then leave to Home Credit Personal Loan, we will smartly take care of all your needs. All you have to do is fulfil the eligibility criteria, complete your documentation, know the lowest interest rate and choose the most suitable option.

About Chennai

Chennai is the capital city of Tamil Nadu and the business centre for many entrepreneurs. It is also reckoned as one of the largest financial space to get instant personal loan of your interest and channelize energies too. Home Credit being the leading most institution offers loan amount upto 2 lakhs.

Instant loan amount offered to a person depends on the income, CIBIL score, the scope of repayment and history of employment of the customer. The loan amount decides the rate of interest and the EMI amount. For places like Chennai, it is a market of financial aid and business centre as many people relocate and settle due to their job and business, hence, instant cash loan is easily available.

The Loan amount range from ₹25,000 to ₹2,00,000 and annual Interest rates vary from 19% - 49%. Loan duration range from 6 - 36 months. The processing fee is 0% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. REPRESENTATIVE EXAMPLE: For a loan of ₹25,000 granted at an Annual Interest rate of 19% for a tenure of 12 months, then the overall amount payable will be ₹29750* only. Note: *These numbers are indicative and subject to change from time to time. Further, final interest rate or processing fee may vary from one user to another depending on his/her credit assessment.