With the growing digital economy, Fintech companies in India are making lending extremely easy for both the lenders and the borrowers. Today, there are a plethora of loan options in the market designed for the specific needs of the consumers. Home Credit is one of the leading online finance providers which offer instant cash loans for all your immediate needs and requirements.
Home Credit has completely transformed the lending process in India. One no longer has to wait in long bank queues with multiple documents in hand and then wait for weeks or even months to hear from the bank approval. With Home Credit, you can apply for an instant cash loan from the ease of your home by going online and within a matter of a few minutes, your loan would be disbursed into your bank account.
Getting an instant cash loan from Home Credit is easy and beneficial.
Here’s how you can take an instant cash loan :
- No collateral is required: If you are planning to avail of an instant cash loan from Home Credit, you don’t have to worry about providing collateral. This is because these loans are ‘unsecured loans’. Once the loan is approved from Home Credit it will be deposited straight into your savings bank account within a few minutes!
- No meetings are required: Applying for a loan from Home Credit is 100% online which means you do not even have to visit their office for any documents or submissions. This will help you save your time and apply for a cash loan anywhere and anytime!
- Paperless process: Forget about the hassles of carrying multiple documents to banks for loan approval. With Home Credit instant cash loans, you can avail the loan sitting at your home in a few clicks. The entire process is paperless.
- Simple application procedure: All you need to do is to submit your loan application to Home Credit and provide your basic information and documents (PAN card and Aadhaar card). Applying for a loan cannot get simpler than this!
- Quick loan approval: Unlike other banking institutions that take almost a week to sanction a loan, Home Credit ensures that you get the loan within just a few hours of application.
- Easy repayment option: Home Credit gives easy repayment options which could be within 12 months without putting a burden on their pocket.
Follow the below-mentioned steps to avail an instant cash loan from Home Credit:
STEP 1 : Register by submitting your Name and phone number.
STEP 2 : Keep your PAN card and Aadhaar card ready. An OTP will be sent to your linked mobile number to verify your PAN card and Aadhaar card details.
STEP 3 : Select a loan amount that suits your financial standing and needs. Overly spendthrift attitude is not good.
STEP 4 : Verify your bank details. Follow up with bank verification using your net banking access
STEP 5 : Submit the application. After bank verification, take a selfie and e-sign the loan documents to be submitted online