FEATURES & BENEFITS

  • Quick Disbursal
  • No Hidden Charges
  • Loan upto ₹5 Lakhs
  • No Collateral
  • EMI as low as ₹1000*
  • Instant Online Approval

How to Apply for Personal Loan?

Get Personal Loan upto 5 Lakh In 3 Simple Steps!

Step 1 - Download the Home Credit App & Register
Step 2 - Fill In Your Details & Complete Your Loan Application
Step 3 - Get Instant Loan Approval with Quick Disbursal

 

Documents & Eligibility

  • Proof of identity
  • Proof of identity

    PAN Card

  • NetBanking
  • NetBanking

    Mandatory

  • Age
  • Age

    19+ years

  • Income
  • Income

    Minimum 10000/month

  • Residential Address Proof
  • Residential Address Proof

    Indian Citizenship

Testimonials

Latest Articles on Personal Finance

About Perosnal Loan for 3 Lakh

 Get Instant Funds Up To ₹3 Lakhs on Your Fingertips! 

 

Turn your dream into reality with Home Credit personal loan of up to ₹3 Lakhs. Now you can take that vacation that has been delayed for a long time, or decorate your home, buy a new mobile phone, or even that two-wheeler. 

 

Simply apply for an instant personal loan online from the comfort of your home and get quick loan disbursal of up to ₹3 Lakhs with just 2 documents! 

 

Here’s What Home Credit Personal Loan Offers! 

 

Instant Loan Approval: You can easily get an instant personal loan approval of up to ₹3 Lakhs.   

 

Low EMI Amount: With Home Credit, you can avail yourself of a personal loan of up to Rs. 3 lakhs with EMI starting from Rs. 920* per month.  

  

No Collateral Required: You do not need to provide any collateral or any security to get a personal loan.  

  

No Credit History Required: You can avail of a personal loan from Home Credit even if you are doing it for the first time.  

  

Get Instant Loans with Just 2 Documents: To apply for an instant personal loan, you just need 2 documents – Your identity and residence proof.  

  

Simple Application Process: Applying for a personal loan with Home Credit is quick, easy, and seamless with minimal documentation and instant approvals.  

  

Digital First Process: Apply for an instant loan online using our “Home Credit India App” and skip the long waits with a completely digital application process.  

  

No Hidden Charges: At Home Credit, transparent and secure processes are at the core of what we do, so everything you pay is what you know!  

  

With over 10 million satisfied customers, Home credit aims to make personal loan more affordable and accessible for all.  

  

Download the Home Credit app from Google Play Store today! 

Get Personal Loan Approval in 5 mins