Popular Rewards Cards
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Annual Fee₹ 499
Apply for SimplySave SBI Card & Get a Chance to Win Rs.1,000* Paytm Voucher.
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Annual Fee₹ 2,999
Apply for SBI Prime Card & Get a Chance to Win Rs.1,000* Paytm Voucher.
Popular Travel Cards
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Annual Fee₹ 499
Apply for SimplyClick SBI Card & Get a Chance to Win Rs.1,000* Paytm Voucher.
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Annual Fee₹ 2,999
Apply for SBI Prime Card & Get a Chance to Win Rs.1,000* Paytm Voucher.
Popular Shopping Cards
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Annual Fee₹ 499
Apply for SimplyClick SBI Card & Get a Chance to Win Rs.1,000* Paytm Voucher.
Best Credit Cards
| Bank | List of Popular Credit Cards |
|---|---|
| SBI | IRCTC Platinum Card, Yatra Card, ELITE, Unnati Credit Card |
| HDFC Bank | Freedom Card, Platinum Times Card, Titanium Times Card, Jet Privilege HDFC Bank World Card |
| Axis Bank | My Zone Card, Flipkart Axis Bank Credit Card, Platinum Card, Insta Easy Card |
| Standard Chartered Bank | Manhattan Platinum Card, Platinum Rewards Card, Super Value Titanium Card |
Credit Card Comparison of All Banks
| Credit Card | Interest Charge Per Month | Joining Fee |
|---|---|---|
| ICICI Bank | 1.99% to 3.50% | Nil to ₹ 1,25,000 |
| SBI | 2.50% to 3.50% | Nil to ₹ 4,999 |
| HDFC Bank | 1.99% to 3.60% | Nil to ₹ 10,000 |
| Axis Bank | 2.50% to 3.40% | Nil to ₹ 10,000 |
| Citibank | 2.50% to 3.25% | Nil to ₹ 20,000 |
| Standard Chartered Bank | 3.49% to 3.49% | Nil to ₹ 499 |
| HSBC Bank | 2.49% to 3.35% | Nil to ₹ 3,499 |
About Credit Cards
With so many credit cards to choose from, deciding which one to apply for might be difficult. Learning how to choose a credit card will make this process much easier.
In five simple steps, here's how you can pick the best credit card:
Know Your Purpose
There are numerous types of credit cards available. Understanding how credit cards work and which type of credit card is best for you is a key part of how to choose the right credit card.
Selecting a credit card is much faster and easier once you've decided which type of card you'll use. A frequent traveler who wants to earn airline miles will definitely require a different card than a student who is just starting to build credit.
That's why determining your main reason for using a credit card is the first step in how to choose a credit card.
Features & Benefits
Each credit card comes with its own set of benefits and incentives. The following is a list of advantages that may be beneficial to your financial situation:
- Reward points on the transactions
- Cashbacks on purchases Easy EMIs
- Signup Bonus
- Complimentary Travel Insurance Air miles
- Safe & Secure online shopping
- Builds your credit score
Terms & Conditions
Knowing the benefits of a credit card isn't enough if you want to get one. To avoid unknown penalties or costs later, make sure you read the terms and conditions properly.
Willingness To Pay
Every credit card has its own set of features and fees. In most cases, you will be required to pay an annual fee. If you get enough rewards to offset the cost, it might be worth it. If you can meet the minimal spending requirements, some creditors will waive your annual fee as well.
Interest Rates
When it comes to purchasing a credit card, the interest rate is a significant factor. Every credit card has an interest rate, which is also known as the Annual Percentage Rate (APR). Keep this in mind while you compare credit cards to find the one that best suits your needs.
After you've completed the above steps, you'll be rather confident in your ability to select the best credit cards.
How can I be eligible for the SBI Paytm offer?
1. This offer is valid only once per user
2. Only selected top 20 users will be eligible to get Paytm Vouchers worth Rs.1,000 on successful allotment of SBI Credit Card
3. Only those users who create successfully apply by 31st October & get their Credit Card by 30th November 2022 will be considered valid for the contest
4. Winners will be announced by 8th December 2022 through SMS