Change is the only ‘constant’ in our fast moving & busy lives. And we get to see how closely our daily expenses & market competition are intertwined. In the effort of earning money, we continue to struggle to fulfil our life dreams. Our everyday usually consumes us so much of our time (travel, work, household chores) that we are barely left with quality time. Though, our dreams are much bigger than what we do in a monotonous day. This could be bigger & better for our financial future & otherwise. So, to realize our dreams, we must have substantial planning into drawing. While every other resource can be easily gathered, it’s the monetary support which need proper padding. So to avoid finances becoming a limiting factor, it’s best to chalk out a plan!
Its tedious to have start something new & also manage household chores simultaneously. And it’s also not possible to leave your job & invest all your money into the new project, especially when there’s no guarantee for the same. So, its advised to start small & then keep pumping money. Inject a small amount into your venture & observe the losses incurred to take the next big step. Once, it’s a sorted scene you can easily take a risky financial plunge. Whether you’re eyeing at a small shop, publishing a book or starting as tour guide perhaps! All these passions can be started on a small scale and later levelled up when the time & money is suitable. Obviously, you cannot handle work & startup together. Once you see it going in the right direction, you can dive deeper!
To achieve this, you have a plethora of choices out there to satiate your money problems specially to experiment with your ideas. Clearly, if you have a monetary backup, then self- financing is the best option to choose. It’s worthwhile to give leeway to your dreams & making efforts towards them. However, for all financial support you can choose from the options given below:
- EMI Free Loan – A flexible personal loan where you have to pay monthly interest depending upon the loan amount and the principal amount (which is constant) can be paid as a hefty payment once in every six months. This surely decreases your monthly spend as compared to regular EMI loans. You pay a hefty amount every 6th month and then the monthly interest is computed again based on the newer value.
- Advance Salary Loan – An advance salary gets you 2.5x more of your net salary. These loans are short termed and offered for 3-12 months and quickly repaid through equal monthly instalments. This is a good option if you have urgent expenses to pay off.
- Instant Personal Loan – When you’re not too sure of your upcoming expenses, an instant personal loan can serve the purpose. It is a quick & has a fast approval process. You pay interest on the amount you choose. There are no hidden charges for NBFCs like Home Credit India. The loan amount starts from Rs.25,000 to Rs.2,00,000. Once the Instant Personal loan is approved, the money gets credited straight into your bank account. If you’ve tried this loan before, then you will always bank upon this option of financing.
All these loans require simple online application, with an upload of the personal documents online and online lenders process the loan within 24 hours of request. Now you do not even have to leave your workstation. So, take one step towards your financial Independence & meet future goals this Independence Day!
