Grab Your Chance To Win A New Samsung Galaxy Z Flip 4 For Free!

Download Home Credit Personal Loan App from the Play Store and avail a Personal Loan by 30th September.

Terms & Conditions

  • This offer is valid only once per user
  • Only applicable on successful disbursal for Personal Loan
  • Offer only valid till 30th September 2022
  • Winner will be announced by 15th October
  • Mobile phone will be given after 60 days of disbursement
  • This offer is only valid for users who avail a personal loan online using our Home Credit app.
  • There will be only 1 lucky winner amongst the pool of participants who have participated in this contest.
To know more about the Terms & Conditions of this contest, please click here.

About Home Credit Personal Loan


Home Credit India offers you to apply for the loan through Personal Loan App in just a few simple steps and get approval in 5 mins. Through Home Credit Personal Loan App, you will be able to meet all types of financial needs.

Home Credit Personal Loan can be applied for:

  1. Small Business
  2. Education
  3. Travel
  4. Shopping
  5. Debt consolidation
  6. Medical Emergency
  7. Home Renovation

Documents & Eligibility

To apply for an instant personal loan:
1. Age must be 19 years or above, holding an Indian citizenship
2. Earn a steady monthly income of Rs. 10,000 or over
3. Carry a valid residential proof of address
4. Have a savings account with active Netbanking
5. Use a valid proof of identity like PAN card

Personal Loan Details:

• Loan Amount: ₹10,000 - ₹5,00,000
• Minimum Annual Percentage Rate (APR): 24%, Maximum APR: 49.5%
• Minimum repayment period: 6 months, Maximum repayment period: 48 months
• Processing Fees: 2.5% to 5%
• Convenience Fees: 0 to Rs 250


If customers opt for a Value-Added Service, the fee for it shall be levied additionally.

Representative Example:
• Loan Amount: ₹50,000
• Tenure: 12 months
• Interest Rate: 24%
• EMI: ₹4728/month
• Processing Fees: ₹1,000
• Total Amount Payable: ₹4,728 x 12 months = ₹56,736


*The annual interest rates and processing fee will vary as per the risk profile of the customers.

The maximum APR can go up to 49.5% (However, only a fraction of our customers get an interest rate higher than 30% per annum). These numbers are indicative & subject to change.

Home Credit Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India



Grab Personal Loan Offer Now