At Home Credit, we understand our responsibility to take care of our customer well-being as much as our own. Due to the compelling situation of rapid coronavirus spread, there’s a lockdown in all major cities. This shutdown is creating havoc & misery for all those who earn their everyday living. However, wherever it’s possible to use digital technology & reinvent the wheel, one must. This is exactly why it will not be possible to physically visit a bank/financial institution for a loan. Similarly, visiting the POS (Point of Sale) for KYC verification can get troublesome if you have a Home Credit personal loan application under processing. So, as an alternate KYC solution, you will have to choose “Online KYC using Aadhaar” option to get your oneself & residential proof verified. This new feature was introduced in March 2020 to meet needs of everyone sitting at home & applying loan through Home Credit Mobile App. So, basically now when you’re considering an instant loan, you will no longer have to go to the POS for KYC verification. It can be easily done through Aadhaar XML.
Aadhaar XML (a secure sharable document which can be used by any Aadhaar holder for offline verification of Identity, sitting at the comfort of home)
Everything You Need to Know About Home Credit Online KYC
Since, it is an online process you do not have to physically visit any POS and get online Personal Loan Approval. Instead, just sit back & follow the instructions given as under:
Here’s a step by step guide for you to directly use online KYC using Aadhaar option & get KYC done:
Step 1: Choose ‘Online KYC using Aadhaar’ Option [ Highly Recommended for Contactless Online KYC]
Step 2: Enter your ‘Aadhaar Number’ or ‘VID’ and displayed ‘Security Code’ on screen (Capcha), then click on ‘Send OTP’.
Step 3: Enter OTP received on your registered Mobile Number for the given Aadhaar Number.
Step 4: Alongside, Choose & Enter a Share Code (up to 4 characters long) which will also be password for the ZIP file.
Step 5: Finally, Fill up your Full Residential Address for Pincode verification. And there you are!
CovidSafe Online KYC is done to prepare your best offers.
At Home Credit, we give utmost importance to you and your family’s health. And in an effort to do so, we have devised a full proof contactless personal loan journey. So, dear all stay safe, indoors & follow our online EYC loan application process now!