t’s that time of the year when you cannot stop thinking about ‘Festivities.’ Christmas, as we all know, is just around the corner.
This time of the year comes with a lot of expenses, from Christmas parties to unique gifts under the tree and Christmas vacations. It does take a substantial sum of money to enjoy festivities without budget constraints.
Do you want to take a long-awaited vacation that you have been putting off all year? Or do you want to stay at home with your family and shop till your heart’s desire? Whatever your needs are, you can always use a Home Credit instant personal loan to treat yourself and tick off everything on your Christmas wish list!
What is A Personal Loan for Holidays/Christmas?
Expenses over the holiday season often exceed budget, making it difficult for some people to deal with them without financing. Holiday loans are simply personal loans that can be used for a variety of purposes, including travel, gifts, parties, home improvements or décor, and more.
Home Credit offers a quick personal loan for the holidays to help you fulfil every holiday wish, such as a long-overdue vacation or a large-ticket Christmas purchase. You can apply for a personal loan of up to INR 2 lakhs immediately, with simple and flexible repayment options.
Need some extra festive funds? Apply for our instant personal loan now!
Why Can Personal Loan Be Perfect for Covering Christmas Expenses?
Home Credit provides its customers with personal loans that can be used for a variety of purposes. The borrower is free to use the money in whatever way he or she sees fit. Whether you need to shop until you drop or use the money for your upcoming Christmas trip, we’ve got you covered.
Features & Benefits of Instant Personal Loan for Christmas
When you apply for an instant personal loan from Home Credit, here are the key features and benefits to expect:
High Loan Amount
Home Credit India offers instant loans starting from Rs. 25000 up to Rs. 2 lakhs.
No Collateral
To get a personal loan from Home Credit, you do not have to pledge or promise any asset while taking the loan or during the loan tenure. Isn’t that a relief?
Flexible Repayment
The repayment tenure of our instant personal loan is quite flexible. It can be anything between 6 to 36 months (about 3 years).
Trouble-Free Application
At Home Credit, the application procedure for an instant personal loan for holidays is quick and easy. You can even complete all the necessary steps using your smartphone, and the loan amount will be easily transferred to your bank account.
Low EMI Amount
With Home Credit, you can avail of a personal loan of up to Rs. 2 lakhs with EMI starting from Rs. 1000* per month.
No Credit History Required
You can avail of an instant personal loan from Home Credit even if you are doing it for the first time.
No Hidden Charges
Rest assured, with Home Credit you can enjoy a transparent process where all the charges like processing fees, interest charges, foreclosure, and prepayment charges are shared upfront with the loan seekers.
Eligibility Criteria for Personal Loan
Do you want to know if you are eligible for our instant personal loan? Check out the following points to know more:
- Age: Above 19 years of age
- Nationality: Indian
- Minimum Monthly Income: Above Rs. 10000
- Bank Account Status: Active (Net banking required)
- Documents Required: Valid Identity (PAN Card mandatory) & Address Proof
When you apply for an instant personal loan with Home Credit, you will get a significant loan amount of up to Rs. 2 lakhs, as well as instant loan approval and quick disbursement.
So, What’s Next?
Taking a personal loan for Christmas is the most cost-effective way to cover any festive expenses. The year’s end festivities are just a few days away, and we feel there is still much to do – home decorating, gifts for friends and family, holiday reservations, and so on. Do not allow the joy and light of Christmas to be buried by financial limitations this year. Allow us to make your Christmas one to remember with a Home Credit instant personal loan.
Don’t wait, get started on your personal loan application right away!