We have once again reached that time of the year, celebrations and good times, attending puja and aartis, going to Durga Puja Pandals, the excitement of buying & wearing festive clothes and finally welcoming another new year. This time of the year is the most beautiful as it exhibits India’s different religions and festivals and people of all age groups and spheres coming together to celebrate & spread happiness. During the festive season, everyone sets out a plan to invest, buy a house or new car or to do something more memorable in life!
While all this requires an advance budget planning, there are a few things that must be kept in mind. The festive season must be used intelligently & make you extremely happy about it. Yes, we are talking about renovating your house!
All of us at least think once to have a makeover of our homes. But then when it comes to allocating the budget for it, we tend to put this idea at the backburner. Still, there are simpler ways of getting that subtle and beautiful makeover for your homes which all of you have been wanting for some time now.
Here are some important steps you can consider before worrying unnecessarily:
1. Have a Plan and Stick by it – It’s always important to have a plan before starting anything new. While a renovation/makeover is a tempting option, sticking to your monetary plan is equally important. This will substantially help you and your budget. Take a piece of sheet and write your thoughts down on what you really want to get done and what is actually important. This will make you realize that somethings end up being materialistic while others need prioritization. Remember, necessities should rank first much before your desires.
2. Try not to Overspend – Since renovation is always a lucrative business, you need to allow a specific budget for it. There will be certain ideas that would keep coming in your mind to get things done in a fancier way but that would only lead to the overspending. Get the important things done first and then probably shift to fancy.
3. Focus more on Natural– It’s extremely beautiful to have natural sunlight enter your rooms and give it a brighter look over buying expensive lights for use. This way you will bring in more light naturally and also help you within the right budget. All you need to do is create space for windows which wouldn’t cost much.
4. Start planning Early – It always better to start early than take impulsive decisions during the festive time. There could be a possibility of rise in the basic cost of renovation.
All this can easily be achieved within a small budget. And if a fixed budget doesn’t work out and if you’re still short on finances, you can always consider applying for a Home Credit Personal Loan between Rs.25,000 to Rs.2,00,000. It will allow you to have quick money within a few clicks, sitting at home. Infact, our instant loan can also cater to different uses which may or may not be covered within your budget for e.g. putting to investment, setting up a small business, meet pompous wedding expenses, reimburse medical emergencies, travel abroad for studies, travel for a festive getaway, etc.
Home Credit Loans have a wide spread demand, especially in top commercial and metropolitan cities of India to get financial help without hindrances. Get the best offers of personal loans in your city for all your financial needs using Home Credit platforms. We are present in over 300+ cities of India & we are building plans for a rapid expansion soon.