Ujjwal Card is one of several products that Home Credit offers to their customers where they can avail instant limit to buy smartphones and home appliances across brands. With instant limit, customers can make their purchases without waiting for approval of the loan amount. Customers can avail quick and easy loans with this card that can be utilized immediately. Apart from getting a limit, this card also provides many other benefits exclusively to the card holders.
What all Ujjwal Card offers you?
- Ujjwal card limit can be used to purchase mobile phones and home appliances across brands that are in partnership with Home Credit
- Flexibility to choose convenient payment options and purchasing multiple products
- You can reduce your loan amount by choosing various down payment options available
- Easy and Paperless application process through Home Credit Mobile app
- You can track and access all details like – Available limit, Loan details, monthly outstanding amount using the mobile app
- It also offers unique offering like Fin Shield – Life and Accident insurance cover along with payment holiday
How to apply for Ujjwal Card? What are the minimum eligibility criteria required to apply?
You can apply for Ujjwal Card through Home Credit’s mobile app or you can visit your nearest Home Credit partner shops.
For applying Ujjwal Card using mobile app you can follow these basic steps –
- Download Home Credit mobile app from the Play Store
- Click On Register and Apply
- Complete the Online Registration Form
- To complete the KYC process, you can visit your nearest Home Credit Partner shop
You can avail the card if you fulfill the below mentioned criteria –
- Age should be between 18 to 69 years
- Should be salaried, self employed or pensioner
- Should have an active bank account
- PAN card is mandatory along with address proof
- Minimum gap of 90 days between two Home Credit loan applications (if applicable)
What are the benefits of having Ujjwal Card?
- Pre Approved credit limit of up to INR 75,000
- One time documentation – Submission of KYC documents once during the application and no need to submit documents again
- Easy Repayment options
- Foreclose the loan at no additional charges