Your credit score is an essential component of your overall financial health, so it’s important to make sure you don’t do anything that could damage it. If you always make your debt payments on time and keep your credit card balances low, your score will generally be in good shape. Having multiple credit cards won’t necessarily hurt
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Cashback credit cards are a relevant choice to earn & redeem reward points, with great flexibility. You can easily pre-analyze your needs & categories & then apply for a card which targets that specific spending of yours. You may wish to choose a card which provides mounting cashback on a specific category like shopping, groceries, medical entertainment & leisure jobs, or you may choose the one which gives a good rate across all