Everyone has a monthly budget, and one unexpected expense can completely derail it. But what if you want to buy something but don’t want to break the bank? The answer is to shop on EMI. When you shop on EMI, you can get practically everything you want while making it affordable.
You can convert the cost of any purchase into affordable EMIs with the Home Credit Ujjwal EMI Card. In other words, our Ujjwal EMI Card lets you buy now and pay later so that you don’t have to compromise on your wish list irrespective of the cost.
When you avail yourself of a Home Credit Ujjwal EMI Card, you can shop on EMI without any financial burden. What’s more, you can repay the amounts of your purchase in flexible tenures with 0 processing fee*, 0% interest** & 0 joining fees*.
Where & How to Shop on EMI With Home Credit Ujjwal EMI Card?
In 2022, no matter what you wish to buy on EMI, it can be yours in three easy steps with your Ujjwal EMI Card. Whether you wish to buy a new mobile on EMI, like the latest Oppo F19, or any other home appliances, it’s all affordable.
You can choose from a range of brands and models from over 53,000+ Home Credit partner stores, or shop on EMI using the Home Credit App, and use your Ujjwal EMI Card that gives you discounts and deals as you shop, with added benefits like never before!
To enjoy this hassle-free EMI shopping experience, all you have to do is download the Home Credit App and apply for the Home Credit Ujjwal EMI card in a few easy steps. That’s it! You’re ready to shop on EMI!
Benefits Of EMI Shopping with Home Credit Ujjwal EMI Card
Pre-Approved Credit Limit:
Our Home Credit Ujjwal EMI Card with a pre-approved limit of up to ₹75000 enables you to shop on EMI anytime both online and offline across any of our 53,000+ partner stores in more than 600+ cities across India. Now you can enjoy EMI shopping without any hassle!
A Chance to Shop Big:
A pre-approved credit limit of ₹75,000 means that you can go big on EMI shopping. This way, you won’t have to rely on your bank savings continuously or face any financial burden!
Flexibility To Choose Credit Limit:
Have you been running short of funds? With our Ujjwal EMI card, you can choose your credit limit to your convenience and shop on EMI without a credit card!
One-Time Documentation:
To get a Home Credit Ujjwal EMI card, you simply need to submit two documents only ONCE throughout the application process.
- PAN Card (Mandatory)
- Address Proof – Aadhaar Card
ZERO Processing & Joining Fees:
Home Credit Ujjwal EMI card offers you a chance to shop on EMI and enjoy easy repayments with 0 processing fee*, 0% interest** & 0 joining fees*.
Easy Eligibility Criteria:
You can avail yourself of a Home Credit Ujjwal EMI Card, if you fulfil the following criteria:
- Be an Indian citizen aged between 18 and 60 years.
- Have valid ID proof and current address proof.
- Be employed, self-employed, or a pensioner.
- Maintain an active bank account.
- Ensure a minimum 90-day interval between two Home Credit loan applications.
- Demonstrate a monthly household income exceeding ₹25,000. “Household” refers to an individual family unit comprising a husband, wife, and their unmarried children.
ZERO Foreclosure Charges:
Unlike other loans, which normally impose a small penalty for early payback, our EMI card allows you to foreclose the loan without incurring any additional charges.
Sounds too good to be true? Apply for an Ujjwal EMI card today and we will show you that EMI shopping can be easy & affordable like never before!
