6 Top Benefits of Online Payments - Home Credit India

6 Top Benefits of Online Payments

Online Banking

Online banking has allowed quick payments, sitting back in leisure at home. So, whether you wish to send cash for your mothers treatment or treat yourself on your birthday, everything’s just a click away.

Do you still think of those times when you had to physically walk up-to a bank & deposit a cheque for bill payments? But due to modern technology, physical visits is just ancient! Every bill payment can be easily made online including taxes, insurance premiums, Equated Monthly Installments (EMIs), mobile/DTH recharges, etc. This is how easy our lives have become, hifi! But if you’re still unsure of how an online payment can benefit, then have a glimpse as provided under:

Benefits of Online Payment

Instant Payments

Online payments help you to make transactions whenever you want, whether at home or office. Just log into the online website of your bank and make instant payments from any location. This alleviates the need to physically visit a branch & then make manual efforts. This wastes your time, money & effort.

Enhanced Security

A few have their own apprehensions about transacting online & mistrust the online portals. However, all of the online banking portals build multiple layers of security to help a customers keep his/her data completely confidential. So your data is kept untouched & safe. Every online banking transaction you make is secured by a two-factor authentication system. In addition to a password or card CVV, youre also required to supply a 3D secure PIN, Card PIN/ One-Time Password (OTP) sent to your registered mobile number to complete the transaction.

Mobile Touch

The biggest advantage of online payment would be mobile touch & view which basically allows you to successfully get your transactions. In-fact many have launched their mobile apps and exclusive official website for mobile. This option provides payment flexibility anytime, anywhere. So whenever you’re in a rush, pay utility bills or shop on your mobile phones directly.

Track your payments regularly

Whether you want to have a look at your overall budget, or check your last payment made, every transaction can be made ‘on the go’. After logging into your account, you can view all your data under several categories like track all past transactions like payments and transfers or view your account. This substantially saves your time to physically visit the bank for passbook entries.

Discounts and cashback

A few banks offer good discounts & cashback on using their account for transactions. So from festive shopping to bill payments, ordering food, etc, use up different promotional deals with online payments. So, precisely you save money & enjoy the wide variety of benefits on the digital portal of your bank/ NBFC.

Speed of transactions

The fast speed of transactions save on a lot of time. Online banking also allows quick feedback to the customers at zero costs.

 Its highly recommended to activate online banking today!

If you maintain an savings account and haven’t gotten your internet banking activated, then you’re missing out on the excitement. Contact your bank branch now & avail the benefits to your strive now. Experience a whole new world of banking with tinge of convenience, safety, comfort and savings.

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