Category Archives: Investment

The Fast Paced Growth of Fintech: This how it is!

ToThe Fast Paced Growth of Fintech: This how it is!

Now that technology is reaching every small segment in the business economy, how can finance be left behind? Fintech essentially refers to technology-driven solutions related to the financial sector Technology along with finance is known as Fintech that stands for financial technology. Tracing history reveals how financial technology began with the launching of financial services […]

Does social credibility matter when taking loans?

Social Credibility

Yes. The above quoted question is an absolute truth. A recent study shows that in year 2019, social network users will be around 258.27 million, up from close to 168 million in 2016. The most popular social networks in India were found to be YouTube and Facebook, followed by social app WhatsApp. Facebook is estimated to reach […]

7 tips to manage your finances better

7 tips to manage your finances better

It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do […]

Major goals to achieve with quick cash loans

Major goals to achieve with quick cash loans

We all are driven by goals which motivate us to work towards achieving them. Some goals require just the determination and the hard work but then there are some which also require cash. So quick cash loans can help one achieve those goals. Let’s have a look at what all goals can be achieved with quick […]

Virtual ID in the Real World

Virtual ID in the Real World

Have you heard about Virtual ID? UIDAI introduced Virtual IDs after facing concerns over security of users’ data. The concerns were raised over security of the users’ data as the Aadhaar number gets saved on whichever platform you put your Aadhaar number. Aadhaar number can be replicated and used anywhere without even letting the user […]

Virtual Aadhaar: All You Need to Know About It

Virtual Aadhaar: All You Need to Know About It

Don’t want to let out your Aadhaar number? Concerned that your Aadhaar details will be misused or sacked?  Well then now you guys have nothing to be worried about. The virtual Aadhaar ID will fill in the blanks for you. This unique number will help you validate all transactions and customer details instead of supplying your […]

“Instant” cash loan safeguarding from contingent financial crisis

“Instant” cash loan safeguarding from contingent financial crisis

Belonging to an Indian middle-class family all through my life, I have been very careful about managing my expenses in proportion of my earnings. I always made sure to put some part of my earnings into my savings account and accordingly manage the spending. But no matter how much you plan your finances in advance, […]

A quick health and fitness guide for new entrepreneurs

A quick health and fitness guide for new entrepreneurs

Health is that element of life, which if not taken care of, devastates the other elements. Keeping your health under check and taking steps towards keeping fit has become an essential. Not only is the lifestyle advancing at a commendable speed but also the increased pollution, bad eating habits and callous attitude towards one’s own […]

Sharing a Mutual Support System -Digital Lending & Indian Economy are Growing Faster than Ever

Sharing a Mutual Support System -Digital Lending & Indian Economy are Growing Faster than Ever

As per a recent report shared by World Bank, India is all set to regain its position as the world’s fastest growing major economy as “factors holding back growth in India fade”. Indian economy is advancing to 7.3 per cent this fiscal year and 7.5 per cent in the next two. The bank’s Global Economics […]

Top challenges of an Unprepared Trip

Top challenges of an Unprepared Trip

If you have this streak of wanderlust in you, trips can surprisingly pop-up out of nowhere at any instant. And setting off on such unplanned trips is not an easy thing. There are many inconveniences and hiccups which one faces. So one should be acquainted with the challenges he would definitely encounter while going on […]

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

In the past few years, India has witnessed a drastic change in consumer aspirations and spending behaviours. Earlier, people used to have a conservative financial outlook. They were extremely cautious about their spending and used to manage their finances to save for emergency situations and for other big spends such as buying a house or […]

How is credit better over cash?

How is credit better over cash?

Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or […]

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

About 1.2 billion people have an Aadhaar number today which is about a whopping 99% of the adult population of our country. Launched by UIDAI a decade ago, Aadhaar is apparently forming the world’s largest biometric identification system. The reign of Aadhaar has successfully stayed too long and is giving citizens another benchmark to embark […]

7 Ways You Can Benefit From a Personal Loan

7 Ways You Can Benefit From a Personal Loan

According to a report by World Bank, the Indian middle-class today is willing to spend more and more on education, leisure, consumer durables, telecommunications etc. This is because digitization and technological advancements have made the access to credit or getting a cash loan more simplified for consumers. Fintech companies have made it possible for the consumers to apply […]

5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket

5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket

Savings on tax is a crucial aspect of personal finance of every household. Of the multitudinous taxes on the common man, one of them, a major one, which burns a hole in the pocket, is the Income Tax. If you earn more than Rs.2.5 Lakhs per annul, then you are in the income tax net. […]

Top 10 Important Financial Moves to Make Before Hitting 30

Top 10 Important Financial Moves to Make Before Hitting 30

We all want to grow rich. We work round the clock, push our limits to work over-time, and shift jobs which offer a good pay. But, no matter how much the earnings, the retail inflation, and the lifestyle inflation, coupled with an overall high cost of living burn a deep hole in the pocket. So, […]

Know These Tips before Investing in Mutual Funds

Know These Tips before Investing in Mutual Funds

Putting resources into Mutual Funds is quick fix for people who are keen on growing their money or investments over a period of time. While this is a splendid approach to make riches for the future, here are 7 critical focuses to remember in case you’re intending to put resources into Mutual Funds for the […]

Some Golden Rules for Investing

ToFinancial goals of the family: It takes two to tango

Investing does not have to be complicated and it should not be exciting either. Putting your hard earned money to work in the financial market is all about helping you get what you want from life while making sure you can sleep easily at night. It is not about riding roller coasters. Investing is important […]

Pay-Off Debt or Invest?

Pay-Off Debt or Invest?

Many of us face this dilemma – Should I use surplus money to pay off existing debt or should I invest? It’s definitely not an easy decision to make. This decision can either make your future or put a massive dent on your future plans. Yet, before taking a decision, it is very much important […]

Some Financial Myths Busted

Importance of Mutual Funds for the Youth

Financial expert and investment advisor always preach that holding a stock for a long term can make you rich. But this may not be the true in most of the cases. Many more such investment myths have been spread by investment professionals. Let’s look at some of them. Myth 1: Stock market gives better returns […]

Are Digital Investment Options better in Today’s generation?

Are Digital Investment Options better in Today’s generation?

In the era of e-commerce when we have come to accept online discounts and cashback policies as the order of the day, it was but inevitable that a digital platform for trading and investments was to follow suit. In fact, the advent of a digital platform for investments has made life easier for many investors […]

Things every College Student Should Know about Finances

Things every College Student Should Know about Finances

The time to make new friends, gain life experience and ultimately figure out what path you want to go down. While college is a mixture of fun and hard work, it’s also a time to be thinking about the future. And like it or not, a big part of your future is going to have […]

How to Become a Good Income Tax Payer?

How to Become a Good Income Tax Payer

You have paid all your taxes. You have filled your Income Tax returns diligently. Even then you get an Income Tax notice?! Before you foul cry, let us look at some reasons as to why you must’ve been on their list. Incorrect details in the Income Tax Return-: You should fill your income tax return […]

Retirement Planning – When is the Right Time

Retirement Planning – When is the Right Time

The retirement phase is one of the most important as well as the most beautiful phases in any individual’s life. There are a whole host of things to bear in mind before, during and after retirement takes place – unsurprisingly, given the importance of the life event. If you want to secure your future and […]

Importance of Mutual Funds for the Youth

Importance of Mutual Funds for the Youth

WHAT IS MUTUAL FUND? Ever thought about what is Mutual fund or how they work? Think you have Rs 500 and you head out to a restaurant for dinner. Currently you can try one or two dishes on the menu, there’s no guarantee that you’d like them and you can’t possibly order more dishes or […]