Category Archives: Saving

Making Loan Payments while you Kid is in School: Some Saving tips for your Family

Money Saving Tips

Many families take instant loans while their kids are still studying in schools.  We keep hearing stories of how families are dealing with debt and still maintaining a balance. So how do they do it? In a debt loaded family, its intimidating to keep the family unaffected.  This wouldn’t be free, but worthwhile. Here’s some […]

7 tips to manage your finances better

7 tips to manage your finances better

It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do […]

Aadhaar Virtual ID And its Benefits

Aadhaar Virtual ID And its Benefits

Considering the protection of the individual information including the statistic and biometric data specified on the Aadhaar card, UIDAI has of late chosen to think of one of a kind element, named as Virtual Aadhaar ID. One of the major benefits of this new process is that it will let organizations fetch only the information […]

Virtual Aadhaar: All You Need to Know About It

Virtual Aadhaar: All You Need to Know About It

Don’t want to let out your Aadhaar number? Concerned that your Aadhaar details will be misused or sacked?  Well then now you guys have nothing to be worried about. The virtual Aadhaar ID will fill in the blanks for you. This unique number will help you validate all transactions and customer details instead of supplying your […]

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

In the past few years, India has witnessed a drastic change in consumer aspirations and spending behaviours. Earlier, people used to have a conservative financial outlook. They were extremely cautious about their spending and used to manage their finances to save for emergency situations and for other big spends such as buying a house or […]

4 Reasons How Travelling is the Best Stress Buster

How is travelling the best stress buster_

To ditch the hustle-bustle of daily life and to relieve yourself from the everyday stress, it is very important to travel to your favourite destination. Travelling is one of the best ways to break the monotony of life. It is a highly productive way to de-stress and de-clutter yourself of life’s problems. The enriching experience […]

Need a weekend getaway? 5 top ways to plan a relaxing holiday

Need a weekend getaway? 5 top ways to plan a relaxing holiday

Stepping out of the daily chaos of life and gifting yourself a few days of joy and tranquillity is an absolute must. Taking a holiday and travelling to a favourite destination rejuvenates the mind, body and soul.  This is why we all love to travel to the most beautiful and peaceful destinations. But if for […]

How is credit better over cash?

How is credit better over cash?

Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or […]

e-KYC: The Catalyst of Easy & Fast Disbursal of Cash Loan

e-kyc the catalyst of easy & fast disbursal of cash loan

According to a latest report* India is all set to overtake China in 2018 to become the world’s fastest-growing large economy and since half of India’s population is middle class, there has been an exponential growth in the loan sector as well. The Bank loan growth in India** increased significantly from 4.10 percent in March […]

5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket

5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket

Savings on tax is a crucial aspect of personal finance of every household. Of the multitudinous taxes on the common man, one of them, a major one, which burns a hole in the pocket, is the Income Tax. If you earn more than Rs.2.5 Lakhs per annul, then you are in the income tax net. […]

Top 10 Important Financial Moves to Make Before Hitting 30

Top 10 Important Financial Moves to Make Before Hitting 30

We all want to grow rich. We work round the clock, push our limits to work over-time, and shift jobs which offer a good pay. But, no matter how much the earnings, the retail inflation, and the lifestyle inflation, coupled with an overall high cost of living burn a deep hole in the pocket. So, […]

Save Your Expenses the Right Way

Empty Wallet-don't break your piggy bank & fixed deposits

Being always under money related strain influences one’s way of life, as well as it can have a fairly alarming effect on one’s psychological wellness moreover. This is the reason we prescribe that you begin managing your money related issues when you see them. In this way, in the event that you are hoping to […]

Be Financially Ready Before You Quit Your Job

Be Financially Ready Before You Quit Your Job

While some may quit their jobs impulsively with a dream of new prospects in their mind, some look at it as a solution to pressing circumstances. Whatever be your reason for quitting, do not make this crucial decision unprepared. Here are a few steps you must take to be financially ready in the absence of […]

Retirement Planning – When is the Right Time

Retirement Planning – When is the Right Time

The retirement phase is one of the most important as well as the most beautiful phases in any individual’s life. There are a whole host of things to bear in mind before, during and after retirement takes place – unsurprisingly, given the importance of the life event. If you want to secure your future and […]

Withdrawing Cash from your Credit Card – can be Harmful

Withdrawing Cash from your Credit Card - can be Harmful

Getting your first credit card can be exhilarating as it indicates you have finally arrived. With no requirement to pay cash immediately, the tendency to swipe your card to buy almost anything can be very tempting. But if you are not careful, it can also wipe the smile off your face. There are a certain […]

Tips to manage your savings

Financial Planning - leading a wealthy and tax efficient life

Most of us think we can’t save. Well saving does seem like a daunting task in lieu of the rising cost of living , but all of this makes it even more necessary to start saving from today to secure those incidental future needs. The way to do it is to trick yourself into saving […]