All loan or credit card payments, repayments, defaults and more reflective in your credit history of the individual, using which the credit score is arrived at. It is unavoidable to maintain a good credit score to keep your loan sanctioning process smooth and seamless. In fact, the interest rates too are determined based on the
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We know that there are parameters to check the health status of an entity. Be it physical health, automobile health, or financial health! A standard parameter gives the right information as to how we are doing. So, when it comes to the financial health of an individual, then the CIBIL, formerly known as Credit Information