In the effort to save your money, you need to keep a close eye on the earnings & expenses. It’s the most suitable to be done digitally by the use of free software and services. Free financial planning software can be also be valuable & robust in the first phase of personal finance planning. It can help you track spending, create and manage budgets and run important reports.
Whether you’re using a desktop or mobile device for financial planning, you’ll always find a no-cost option for tracking your finances and planning ahead
A financial tool-set offers free personal tax preparation services to keep more of your money aside for everyday spending. All you have to do is make a right selection of software to put everything on track.
Why do financial planning software help?
Financial planning software help to track your daily, weekly and monthly expenses and saving periodically along with maintaining a healthy financial condition.
Let’s focus on the Best Personal Finance Apps in India because the digital era has brought us ways to manage our finances better and reach our savings goals. Now experience financial freedom with the best software in India.
10 Best Personal Finance Apps in India
mTrakr
mTrakr is an app which covers all aspects of personal finances to take care of your day to day needs. This app manages income and expenses to maintain an expense sheet. This way you can easily identify your extra spending and provide suggestions to make improvements.
Walnut
Walnut is a good expense Money Management App for Android and iOS. It broadly categorizes your expenses and helps to find out the main source of these expenses. It displays expense patterns and how they change with time.
Moneycontrol
The Moneycontrol app is a good Personal Finance App to trade or invest in Stock Markets/Mutual Funds. It consolidates your Stock Market and Mutual Fund Investments and updates you about the latest prices & rates. If you’ve created a portfolio on Moneycontrol App, then you can easily track all of your Stock Market Investments instantly.
Tax Calculator
With the introduction of smartphones, taxation is no longer a complicated problem. So now if you want to compute taxes, you can simply download an app. This App simplifies the gigantic task at a click of a button. You can calculate, view & plan your taxes better and exhibit a user friendly interface.
ETmoney
ET is an easy Personal Finance App which gets highest rating in the digital space. It sorts your expenses into broad categories like shopping, travelling, entertainment etc. This app also gives you weekly expenditure reports along with graphical representation. You can also avail expertise on mutual funds for a direction.
Goodbudget
This is a money management app which adorns as your personal finance manager. You can keep a consistent track of your bills to pay them on time. It also shows how your daily and monthly expenses are taking place. It also shows a percentage analysis of your expenses & presents the results.
FinArt
Finart is a brilliant way for easy & quick tracking of your expenses with zero additional bills. All relevant expense heads are displayed in pie or bar charts. So, you easily get to know how much are you exactly spending in different categories. This way you can easily set out an easy monthly budget and define thresholds for individual spending category.
Money View
This is a money management app to view your net balance and pick up your bank balance through SMS or net banking. Apart from that it also brings to you a list of nearby ATMs for quicker and efficiently managed ATM transactions. You can also explore options like mutual funds, savings account schemes, etc. Precisely, it simplifies tax-saving and reimbursement methodologies.
Chillr
Chillr is a financial management app introduced by HDFC India. It offers salient features like QR scanning, expense tracking, money transfer, so on and so forth. For our Indian users, it provides features of mobile banking, expense tracking, personal finance management, bill payments etc. and draws up a transaction summary at the end of month.
Wally
Wally is a typical finance management app available on Android and iOS devices both. It clearly helps to manage and review your expenses effectively. You can work on constructing comparison theories of expenses and income. Wally offers & supports goal setting and meet them too. Every detail of your expenditure is tracked & used to draw up a fair chart which answers when, why, where and how much has been spend.
