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budget planning

Plan Your EMIs Wisely

How to Plan EMI's

When you get a credit, paying back the sum can, once in a while, be a tiring task. Large loan amounts are generally paid back as Equated Monthly Installments or EMIs. Much of the time, individuals pay the weighty initial installment by obtaining from different sources, and with regards to EMIs, an imprint is made

Don’t Feel Guilty About Spending Money

Money Management

We don’t hear often as to why spending money is as perfectly okay as saving it in your bank accounts. We’re constantly been told how every purchase adds up over time and are detrimental to your finances. It’s not just newspaper articles but even top notch financial consultants who stamp the ‘savings’ theory. Concept of

Top 5 Free & Paid Financial Planning Software

Financial Planning Apps

In the effort to save your money, you need to keep a close eye on the earnings & expenses. It’s the most suitable to be done digitally by the use of free software and services. Free financial planning software can be also be valuable & robust in the first phase of personal finance planning. It

How to Keep Your Budget on Track while Repaying Your Education Loan?

Student Loan Budget Planning Tips

With higher education rapidly rising in the last decade, student loans are also massively increasing. according to a recent survey. It’s being said that education loans are the 2nd largest consumer debt which evidently proves the market demand for loans for education. This is higher than the auto loan and credit card borrowings. A lot

Steps to Create an Effective Personal Budget that Works

Personal Budget planning

The steps given below can be used to build a concrete personal budget. Every great financial plan starts with a sound budget. If you’re trying to pay off bills or save for a dream vacation, a budget is your first step toward making your financial goals a reality. Follow these steps for setting up a

Kill your Financial Demons this Dussehra

Kill your Financial Demons this Dussehra

India is the land of cultural diversities and celebrations. Every celebration has a unique story and history attached to it. The festival Dussehra also has many intertwined tales associated with it. Dussehra is considered to be the festival of new beginnings. In the context of money and finance, it means putting behind your financial splurges

6 Easy Steps to Build a Stress Free Budget

Stress Free Budget Planning

As we hit the half year mark, it is a good time to stop by for a moment and reflect back on your spending habits. So, is your budget still on track? We often track our budgets from the start. However as days pass, we tend to take it lightly and stop tracking it. Spending

Things every College Student Should Know about Finances

Finance Planning

The time to make new friends, gain life experience, and ultimately figure out what path you want to go down. While college is a mixture of fun and hard work, it’s also a time to be thinking about the future. And like it or not, a big part of your future is going to have