Personal Loan For Medical

There is a point in time when there is situation of medical emergency that demand hefty funds. It can be due to acute illness, accidents, any surgery recommended by doctor on urgent basis or any other medical requirement.

In these times, you can take Personal Medical loan to help you deal with medical related expenses. From medicines to hospital bills all can be catered with our personal loan up to 2 lakhs.

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  • Quick & Easy
  • 100% Paperless
  • Instant Online Approval upto INR 2 Lacs
  • No Hidden Charges
  • Quick Disbursal
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Documents & Eligibility

  • Proof of identity

  • Proof of identity

    PAN Card

  • NetBanking

  • NetBanking

    Mandatory

  • Age

  • Age

    19+ years

  • Income

  • Income

    Minimum 25001/month

  • Residential Address Proof

  • Address Proof

    Aadhaar Card

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Required documents

Listed below are some of the documents needed at the time of loan application.

ID proof: Passport, Driving licence, PAN card, Aadhar Card.
Address Proof: Documents should have your current residential address like Passport, Driving licence, PAN card, Aadhar Card, Utility Bills
DOB proof: A valid document showing your age. It can be a birth certificate or an educational document.
Bank statements: This is a decision making a document for getting the loan approval at the earliest as the bank decides the borrowers’ repayment capacity and the also checks the savings the person has.
Salary slips: Last three months’ salary slip for salaried person.
Certified balance sheet: For self-employed
Additional Documents ITR document, Form 16, Employment Letter, Documents Supporting Qualification, Income Proof

Home credit personal loans have the following document requirement.

  • PAN card of the individual
  • ID Proof: Voter ID, Passport, Driving License, etc.
  • Address Proof: Passport, Driving License, Ration Card, Passport, Aadhar Card, Utility Bills, etc.
  • Bank statement of the income account with net banking facility.

Carefully check the loan details like the interest rate, duration of extension, extra charges, EMIs etc. before finalising the loan offer, changes at a later stage might not be possible. Education is important, do not put it aside because of financial crunch. Our personal loan is for you.

Why and when to take a medical loan?

Medical facilities in today’s time are quite expenses to be afforded by any individual. Most of the times medical emergency comes uninformed. No one has a plan for it and they come unexpected. Such situations demand immediate funds; therefore, people look for financial assistance that can be repaid later.

People have insurance cover for same purpose but the insurance amount cannot fully bear the expense and therefore medical loans are available. Be aware of the offers available in the market and in case of emergency, just get the loan easily.

The Loan amount range from ₹25,000 to ₹5,00,000 and annual Interest rates vary from 18% - 56%. Loan duration range from 3 - 51 months. The processing fee is 2% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. *The annual interest rates and processing fee will vary as per the risk profile of the customers. The maximum APR can go up to 56% (However, only a fraction of our customers get an interest rate higher than 30% per annum).These numbers are indicative & subject to change.