Personal loans by Home Credit are quite satisfactory for weddings. This easy way of financing strengthens your overall financial health to spend on wedding-related expenses, whether it’s for oneself or you are beloved. Sometimes, your wedding expenses can blow off your mind and pocket. Therefore, it’s extremely important to take note of all important factors which can impact your monthly/yearly budget per se. You, of course, do not want any preparations to be neglected. This is where marriage loans can be extremely useful.
So, how does one meet the expenses, either borrow from relatives or friends? Taking money from friends doesn’t always suit individuals and which is when a personal marriage loan can easily bridge the gap. Personal loans by Home Credit can extent reasonable interest rates and minimal formalities. It is best to initially make an offer that fits your financial budget quickly.
What are the basic pointers for eligibility?
- Your eligibility fits right if you’re already meet the following conditions:
- You must have a monthly income of Rs.15000 or more
- You must fall into the age bracket of 22 and 55 years.
- You must have a credit score of 600- 700
What are the relevant documents for a personal marriage loan?
- PAN Card
- Aadhaar card
- Valid Address Proof
- Permanent Address Proof (in case the temporary and permanent address varies)
The main terms and conditions will change depending on the past repayments, employment experience, CIBIL score, profession, and age.
Read More: Marriage Loans: Best 3 Pocket Friendly Wedding Destinations in India
How to apply for a personal marriage loan?
- Having a personal marriage loan is just as easy as it can get:
- Log on to the Home Credit website and fill the online application form. This takes a few minutes.
- Submit your bank statements for atleast 3 months along with full Net banking credentials.
- You will quickly have your loan amount credited within 24 hours.
- After receiving the approval, its best to offer documents for further verification. And within a day, your loan will be disbursed.
Salient Features of Personal Marriage Loan
Online Process
The digital process makes it extremely easy to apply and receive your loan amount. You do not need to physically visit a bank and submit documents. Scanned copies of the original are needed to be timely uploaded for sanction and disbursement. In fact, the inclusion of middlemen looks to have a bleak future too. The flow of process starts with a loan application and ends at document submission.
No Collateral
A marriage personal loan by Home Credit is totally collateral free (no pledge on assets)
Flexible Tenure
We offer flexible repayment options on personal marriage loans. As an interested customer, you can choose a tenure between 1 to 5 years. The difference between long and short tenure is the EMI value, rate of interest and the interest amount.
Quick disbursal
After you’re done filling your loan application, upload documents and get done with approval and disbursal. The loan amount gets disbursed into the bank with a few hours.
Transparency
Home Credit ensures that no hidden costs and processing fees are levied upon. These aspects need full focus and transparency.
Get instant marriage loans from Home Credit from Rs.25,000 to Rs.2,00,000 with no collateral and disbursal in 24 hours !
