Personal Loan For Car

Are you thinking of buying a new car, but facing budget issues? Or looking to buy a used or second hand car for your daily needs.

By taking a personal loan from Home Credit can be known as used car loan or vehicle loan with minimum documentation and quick disbursal you can fulfill your needs by owing a car of yours.

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  • Quick & Easy
  • 100% Paperless
  • Instant Online Approval upto INR 2 Lacs
  • No Hidden Charges
  • Quick Disbursal

Documents & Eligibility

  • Proof of identity
  • Proof of identity

    PAN Card

  • NetBanking
  • NetBanking

    Mandatory

  • Age
  • Age

    19+ years

  • Income
  • Income

    Minimum 25001/month

  • Residential Address Proof
  • Address Proof

    Aadhaar Card

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Home credit personal loans have the following document requirement.

  • PAN card of the individual
  • ID Proof: Voter ID, Passport, Driving License, etc.
  • Address Proof: Passport, Driving License, Ration Card, Passport, Aadhar Card, Utility Bills, etc.
  • Bank statement of the income account with net banking facility.

Carefully check the loan details like the interest rate, duration of extension, extra charges, EMIs etc. before finalising the loan offer, changes at a later stage might not be possible. Education is important, do not put it aside because of financial crunch. Our personal loan is for you.

The Loan amount range from ₹25,000 to ₹5,00,000 and annual Interest rates vary from 18% - 56%. Loan duration range from 3 - 51 months. The processing fee is 2% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. *The annual interest rates and processing fee will vary as per the risk profile of the customers. The maximum APR can go up to 56% (However, only a fraction of our customers get an interest rate higher than 30% per annum).These numbers are indicative & subject to change.