Personal Loan For Marriage

Marriages nowadays do not mark an auspicious ceremony to be celebrated but an extravaganza hence seeming an impossible thing to bear the expenses. Everyone wishes to make this big day memorable with everything set in place however in the flow of action, we forget to manage the finances.

You can make your day memorable and not to run out of finances, you can opt for Home Credit Personal Loan for Marriage or Wedding with minimum documentation.

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  • Quick & Easy
  • 100% Paperless
  • Instant Online Approval upto INR 2 Lacs
  • No Hidden Charges
  • Quick Disbursal
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Over 1 Crore

Satisfied Customers & Growing
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300 + Locations

Across India
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31,000 +

Partner Shops

Documents & Eligibility

  • Proof of identity

  • Proof of identity

    PAN Card

  • NetBanking

  • NetBanking

    Mandatory

  • Age

  • Age

    19+ years

  • Income

  • Income

    Minimum 10000/month

  • Residential Address Proof

  • Residential Address Proof

    Indian Citizenship

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Required documents

Listed below are some of the documents needed at the time of loan application.

ID proof: Passport, Driving licence, PAN card, Aadhar Card.
Address Proof: Documents should have your current residential address like Passport, Driving licence, PAN card, Aadhar Card, Utility Bills
DOB proof: A valid document showing your age. It can be a birth certificate or an educational document.
Bank statements: This is a decision making a document for getting the loan approval at the earliest as the bank decides the borrowers’ repayment capacity and the also checks the savings the person has.
Salary slips: Last three months’ salary slip for salaried person.
Certified balance sheet: For self-employed
Additional Documents ITR document, Form 16, Employment Letter, Documents Supporting Qualification, Income Proof

Home credit personal loans have the following document requirement.

  • PAN card of the individual
  • ID Proof: Voter ID, Passport, Driving License, etc.
  • Address Proof: Passport, Driving License, Ration Card, Passport, Aadhar Card, Utility Bills, etc.
  • Bank statement of the income account with net banking facility.

Carefully check the loan details like the interest rate, duration of extension, extra charges, EMIs etc. before finalising the loan offer, changes at a later stage might not be possible. Education is important, do not put it aside because of financial crunch. Our personal loan is for you.

Why apply for a marriage loan?

Marriage is a big day everyone waits for and ends up spending more than one has thought of. It’s that one day of celebration that no one wants to compromise. From a grand marriage venue to its beautification, expensive wedding outfits to photography, every individual wish for the best arrangements. To meet such requirements and not to run out of finances, a person opts for such options to make his/her pocket easy and make the best arrangements possible.

Take care of the following while taking loans.
  • Decide your loan amount: Estimate your expenses accordingly decide on the loan amount. Do not overburden yourself.
  • Know the procedure well: Be clear on the procedure of the loan application and other terms and conditions.
  • Explore the available offers: Explore the market for the various offers available to make the right choice.
  • Terms, conditions and charges: Be clear and aware of the terms of a loan. Also ask for the hidden charges or any other charges apart from interest rates because some of the charges can be waived off.

The Loan amount range from ₹25,000 to ₹5,00,000 and annual Interest rates vary from 18% - 56%. Loan duration range from 3 - 51 months. The processing fee is 2% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. *The annual interest rates and processing fee will vary as per the risk profile of the customers. The maximum APR can go up to 56% (However, only a fraction of our customers get an interest rate higher than 30% per annum).These numbers are indicative & subject to change.