Personal Travel Loan

Travelling is a passion for some that know no bounds. To manage unplanned travels, you need enough funds to accommodate airfares, lodges, food and other expenses.

So why to delay your travel plans. All you need is Home Credit Personal Loan known as a holiday or travel loan, it is personal loan offered to bear your travel expense. Pack your bags , decide your destination and get set go!

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  • Quick & Easy
  • 100% Paperless
  • 0% Processing Fees
  • Instant Online Approval upto INR 2 Lacs

Documents & Eligibility

  • Proof of identity
  • Proof of identity

    PAN Card

  • NetBanking
  • NetBanking

    Mandatory

  • Age
  • Age

    Must be above 19 years of Age

  • Income
  • Income

    Minimum 10000/month

  • Residential Address Proof
  • Residential Address Proof

    Indian Citizenship

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How to apply


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Home credit personal loans have the following document requirement.

  • PAN card of the individual
  • ID Proof: Voter ID, Passport, Driving License, etc.
  • Address Proof: Passport, Driving License, Ration Card, Passport, Aadhar Card, Utility Bills, etc.
  • Bank statement of the income account with net banking facility.

Carefully check the loan details like the interest rate, duration of extension, extra charges, EMIs etc. before finalising the loan offer, changes at a later stage might not be possible. Education is important, do not put it aside because of financial crunch. Our personal loan is for you.

Travel loans are beneficial! Know how

Use freely

Travel loans can be used anywhere. It caters to all travel related expenses. The amount gets disbursed in the account and it can be used as and when needed.

Unsecured

The amount taken on loan doesn’t take any asset or possession for your things, it is given on the basis of your employment history and monthly income.

Interest rates

Travel loans are offered on low-interest rates but there are other factors that decide the interest rate. Usually, interest rates vary from 11 % to 20%. Choose the best interest rates available.

Friendly duration

Duration of the amount is quite flexible and depends on the amount borrowed. More amount is subject to longer duration whereas a small amount can be repaid in a year.

travel-loan-infographics

Why take a travel loan?

Travelling is a passion for some that know no bounds. To manage unplanned travels, you need enough funds to accommodate airfares, lodges, food and other expenses. Travel loans come to rescue for such expenses. It is always wise to take such loans with a plan to repay to deal with immediate expenses without facing any troubles. If you plan for international travels in advance the planning has to be a few years before so that accordingly you maintain a bank balance. As a result, it affects your day to day expenses leading to frustration and anger. It is always wise to look for such offers that can help you sail through the critical time. So don’t worry, be happy.

The Loan amount range from ₹25,000 to ₹2,00,000 and annual Interest rates vary from 19% - 49%. Loan duration range from 6 - 36 months. The processing fee is 0% to 5%, Value Added Services (VAS), fees for the same shall be levied additionally. REPRESENTATIVE EXAMPLE: For a loan of ₹25,000 granted at an Annual Interest rate of 19% for a tenure of 12 months, then the overall amount payable will be ₹29750* only. Note: *These numbers are indicative and subject to change from time to time. Further, final interest rate or processing fee may vary from one user to another depending on his/her credit assessment.