Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or
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Jun
Jun
Getting your first credit card can be exhilarating as it indicates you have finally arrived. With no requirement to pay cash immediately, the tendency to swipe your card to buy almost anything can be very tempting. But if you are not careful, it can also wipe the smile off your face. There are a certain