When you find yourself in need of a quick cash loan, then waiting for approval can be frustrating. Whether it’s an unexpected medical expense, a car repair, or a home improvement project, time is of the essence. Fortunately, there are strategies you can use to increase your chances of getting fast approval on your
14
May
May
Home loan or housing loan is a certain amount of money borrowed by an individual to purchase a house or any piece of residential property for a specific time period. The amount is lent with some interest amount that has to be paid along with the principal amount. Eligibility to get a Home loan Decided
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Apr
Apr
Getting cash loans have become easy nowadays. With technologies getting advanced, processes getting simpler and faster and minimal documentation requirement, cash loans are a few clicks away. You don’t have to stand in long queues of the bank and go through a tedious process of loan application because now you can get cash loans online
21
Aug
Aug
Let’s get this straight and right. The answer to this question is YES. Short term motives very definitely influence a Cash Loan decision. When we talk about our regular expenses, the ones which are inevitable, loans do not play any role. But, when comes the expenses which aren’t one of the regular ones, we do
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Jul
Jul
The value of loans in India increased 12.80% in July 2018 compared to the same month in the year 2017. In India, loan growth averaged 11.61% from 2012 until 2018, reaching an all-time high of 18.70% in April of 2012 and with a whopping increase in the next year. According to recent bank reports, there
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Jul
Jul
Every first experience you have leaves you thrilled. And just before everything new you do, you are generally instructed by parents or someone elderly about how best you can do it and what are the possible Dos and Don’ts. Dos and Don’ts while taking Loan The similar way, there are certain things which should be
20
Jul
Jul
Taking a loan with a partner may increase the chances of loans getting approved. Also, you get to share the number of instalments which you would have to pay once the loan has been disbursed. But, as the management says, “Be wise”. Just do not pair up with anyone in order to avail the loans.
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Jul
Jul
Now that technology is reaching every small segment in the business economy, how can finance be left behind? Fintech essentially refers to technology-driven solutions related to the financial sector Technology along with finance is known as Fintech that stands for financial technology. Tracing history reveals how financial technology began with the launching of financial services
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Jul
Jul
Yes. The above-quoted question is an absolute truth. A recent study shows that in the year 2019, social network users will be around 258.27 million, up from close to 168 million in 2016. The most popular social networks in India were found to be YouTube and Facebook, followed by social app WhatsApp. Facebook is estimated to
11
Jul
Jul
Applying for a loan and getting one is quite easy compared to how it used to be. With the use of technology everywhere today, all the work is done in a matter of minutes! Using technology not only saves time but also the paper and processing cost. There are different technologies used by various organizations
09
Jul
Jul
It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do
21
Jun
Jun
Health is that element of life, which if not taken care of, devastates the other elements. Keeping your health under check and taking steps towards keeping fit has become an essential. Not only is the lifestyle advancing at a commendable speed but also the increased pollution, bad eating habits and callous attitude towards one’s own
14
Jun
Jun
In the past few years, India has witnessed a drastic change in consumer aspirations and spending behaviours. Earlier, people used to have a conservative financial outlook. They were extremely cautious about their spending and used to manage their finances to save for emergency situations and for other big spends such as buying a house or
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May
May
Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or
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Apr
Apr
India has shown significant growth in economy in the past few years. But the economic inequality is still far exceeding India’s economic growth. According to the Oxfam survey*, the richest 10% of Indians own 80% of the country’s wealth, which is of course huge. Online lending – Home Credit Leading NBFC’s Impact of the Widening
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Oct
Oct
Looking back at the past 10 years in India, technology has grown at a super-fast pace with its manifold uses. There is nothing in today’s age which cannot be achieved with technology. Be it online shopping, small business, banking, real estate, so on & so forth. There have been times in the past when to get
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Sep
Sep
Instant Personal Loan is an unsecure amount which caters to all the big & small needs. And those needs can be many. Home Credit India offers a loan amount which can be availed for multi-purposes. Be it for emergency on one hand or lifestyle/luxury purposes on other. Some needs do not come knocking on the
11
Sep
Sep
How are you currently tackling your financial life? What have you planned when your financial life will be amidst crisis or when an emergency knocks on your door? Technology is rapidly growing, much faster than anyone had ever imagined. With just a single click on the internet, we get things instantly done at home. But