All loan or credit card payments, repayments, defaults and more reflective in your credit history of the individual, using which the credit score is arrived at. It is unavoidable to maintain a good credit score to keep your loan sanctioning process smooth and seamless. In fact, the interest rates too are determined based on the
21
Aug
Aug
Let’s get this straight and right. The answer to this question is YES. Short term motives very definitely influence a Cash Loan decision. When we talk about our regular expenses, the ones which are inevitable, loans do not play any role. But, when comes the expenses which aren’t one of the regular ones, we do
30
Jul
Jul
The value of loans in India increased 12.80% in July 2018 compared to the same month in the year 2017. In India, loan growth averaged 11.61% from 2012 until 2018, reaching an all-time high of 18.70% in April of 2012 and with a whopping increase in the next year. According to recent bank reports, there
25
Jul
Jul
Every first experience you have leaves you thrilled. And just before everything new you do, you are generally instructed by parents or someone elderly about how best you can do it and what are the possible Dos and Don’ts. Dos and Don’ts while taking Loan The similar way, there are certain things which should be
24
Jul
Jul
Applying for a loan is an easy ‘to do’. But, how many times does that application actually gets approved? Not always. There are various hurdles hampering amidst the application of loans and the actual disbursement. Points to be Consider while applying for Personal Loan Highlighted below are the top 5 common hurdles of individuals when
20
Jul
Jul
Taking a loan with a partner may increase the chances of loans getting approved. Also, you get to share the number of instalments which you would have to pay once the loan has been disbursed. But, as the management says, “Be wise”. Just do not pair up with anyone in order to avail the loans.
17
Jul
Jul
Now that technology is reaching every small segment in the business economy, how can finance be left behind? Fintech essentially refers to technology-driven solutions related to the financial sector Technology along with finance is known as Fintech that stands for financial technology. Tracing history reveals how financial technology began with the launching of financial services
12
Jul
Jul
Yes. The above-quoted question is an absolute truth. A recent study shows that in the year 2019, social network users will be around 258.27 million, up from close to 168 million in 2016. The most popular social networks in India were found to be YouTube and Facebook, followed by social app WhatsApp. Facebook is estimated to
09
Jul
Jul
It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do
15
Feb
Feb
There are a plethora of loans out in the market to cater to specific needs. If one wants to buy a car, there is a car loan. If one wants to buy high-end home appliances, then there is home-appliance loan for that. However, there are several reasons where we need an amount not large enough