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tips to manage money

Don’t Feel Guilty About Spending Money

Money Management

We don’t hear often as to why spending money is as perfectly okay as saving it in your bank accounts. We’re constantly been told how every purchase adds up over time and are detrimental to your finances. It’s not just newspaper articles but even top notch financial consultants who stamp the ‘savings’ theory. Concept of

Steps to Create an Effective Personal Budget that Works

Personal Budget planning

The steps given below can be used to build a concrete personal budget. Every great financial plan starts with a sound budget. If you’re trying to pay off bills or save for a dream vacation, a budget is your first step toward making your financial goals a reality. Follow these steps for setting up a