As a couple, Valentine’s Day is the perfect time to set meaningful financial goals. Achieving those goals can help you create both a secure and comfortable financial future. Here we will discuss a few key steps you can take to help set financial goals as a couple this Valentine’s Day, including establishing a joint financial
Turn your financial goals into reality! Discover budgeting, saving, and investment planning tips & tools from Home Credit India.
28
Mar
Mar
When you get a credit, paying back the sum can, once in a while, be a tiring task. Large loan amounts are generally paid back as Equated Monthly Installments or EMIs. Much of the time, individuals pay the weighty initial installment by obtaining from different sources, and with regards to EMIs, an imprint is made
18
May
May
There are special financial ‘to-dos’ to tackle while you’re spending time at home mostly. If you’re on house arrest due to the lockdown orders, then here comes your chance to tackle your financials like never before. You could just cover all the tasks put off till date. Also, if you’re working from home and not travelling to
15
May
May
Having additional sources of income is a necessity these days, and must be always worked for. In the wake of Covid 19, the high rate of unemployment & innumerable lost jobs is keeping the salaried & self-employed worried. There’s absolutely no guarantee for how it can be tackled & securing your present job. For many,
03
Mar
Mar
When difficult times fall upon you, an individual may consider borrowing from close members to forgo complicated application & approval processes of banks & other financial institutions. This is quite liked by prospective borrowers who do not have all the documents ready to especially have approvals in place to qualify for loan approvals from banks.
10
Feb
Feb
The steps given below can be used to build a concrete personal budget. Every great financial plan starts with a sound budget. If you’re trying to pay off bills or save for a dream vacation, a budget is your first step toward making your financial goals a reality. Follow these steps for setting up a
06
Feb
Feb
Many lessons learned can be financially draining, take them all seriously to take critical financial decisions that may be skipped otherwise. It has been proved in the past that the way you handle your money today will determine your future financial strategy. So, if you’re reckless about your money now, you will continue to remain
26
Jan
Jan
They say we must have a financial backup ready for about 6 months to meet daily expenditure to say the least. If you’re in early 30s, saving to the farthest extent for a bright financial future, then you’re on the right track. The idea is to lead a financially stable life, where you’re into a
17
Dec
Dec
Are you handling your finances well? Or do you need further improvements? In this article, we are talking about the 25 best practices to maintain good financial management. The basics of a sound financial management is not that difficult as it seems. It all depends on your personal well-being and daily financial habits. The fact
12
Dec
Dec
Are you filled of excitement for the upcoming festivities & ceremonies? Below are the recommendations for a planned financial strategy & enriched experience. Enjoy every moment to the fullest! All celebrations are meant to be memorable and remain with you for a lifetime. This is exactly why we wait for such occasions. However, you tend
03
Dec
Dec
Ideating & building on financial goals is an important yet creative job for individuals, if not for all. Who wouldn’t like being able to travel frequently across the globe & create unforgettable memories. This is an exotic plan for everyone who wishes to make it big in life & also buy an expensive abode &
08
Feb
Feb
Savings on tax is a crucial aspect of personal finance of every household. Of the multitudinous taxes on the common man, one of them, a major one, which burns a hole in the pocket, is the Income Tax. If you earn more than Rs.2.5 Lakhs per annul, then you are in the income tax net.
18
Jan
Jan
We all want to grow rich. We work round the clock, push our limits to work over-time, and shift jobs which offer a good pay. But, no matter how much the earnings, the retail inflation, and the lifestyle inflation, coupled with an overall high cost of living burn a deep hole in the pocket. So,
10
Jan
Jan
The money choices you’re taking at the beginning of the year will decide however you’re placed financially for the remainder of the year. Thus starting 2018, take prompt and effective choices to make your finances sorted through the year. We’ll tell you some easy rules to keep in mind for this year that will keep
17
Nov
Nov
Isn’t it true that you wish to live a comfortable retired life? Retirement is a beautiful phase of any individual’s life. But even to have a planned and a comfortable lifestyle, one needs to plan this phase in the most appropriate manner. And to make your life a little easier we have come up with
06
Nov
Nov
Regardless of whether you anticipate resigning soon or not, there are some essential things you have to take into consideration before you choose to hang up your boots. All things considered, there’s significantly more to it than simply settling on WHEN to resign. You need to be extremely well prepared before taking such an amazing
18
Sep
Sep
Festive shopping is about to hit in a few days and you shall be flooded with attractive discounts and offers by all the E-commerce majors. The promotional activities will aim higher sales and be called by different names like big billion days, the Great Indian Festival etc. Ofcourse, buyers want the best deals and they
14
Sep
Sep
Finances are a big part of everyone’s life. The most important aspect is to handle finances well. Either you can deal it at the right time or miss out on a few opportunities to regret the financial mistakes. But if we look at our day-to-day lives, there’s so much to learn and adapt for financial
08
Sep
Sep
As we hit the half year mark, it is a good time to stop by for a moment and reflect back on your spending habits. So, is your budget still on track? We often track our budgets from the start. However as days pass, we tend to take it lightly and stop tracking it. Spending
05
Sep
Sep
The Navratri season is just round the corner and it is the first festive celebration to be ready for. This marks the beginning of the festive season and a warm welcome of winters. But apart from all the fun, excitement and singing, why is so important to handle your finances well? Your hard earned money
21
Aug
Aug
Like every year, the festive season is almost here and it is the time when everyone celebrates to the fullest. But in all the festive moods and celebrations, we tend to ignore our financial schedule, which is often regretted by almost all of us. Splurging to add to the cheer of the season is always
19
Jul
Jul
The retirement phase is one of the most important as well as the most beautiful phases in any individual’s life. There are a whole host of things to bear in mind before, during, and after retirement takes place – unsurprisingly, given the importance of the life event. If you want to secure your future and