Category Archives: Planning

25 “Must Have” Personal Financial Habits

Financial Tips

Are you handling your finances well? Or do you need further improvements? In this article, we are talking about the 25 best practices to maintain good financial management. The basics of a sound financial management is not that difficult as it seems. It all depends on your personal well-being and daily financial habits. The fact […]

Important Things to Note when The Festive Season Arrives

Festive Deals offers

Are you filled of excitement for the upcoming festivities & ceremonies? Below are the recommendations for a planned financial strategy & enriched experience. Enjoy every moment to the fullest! All celebrations are meant to be memorable and remain with you for a lifetime. This is exactly why we wait for such occasions. However, you tend […]

How to prioritize Your Various Personal Financial Goals?

Financial Planning

Ideating & building on financial goals is an important yet creative job for individuals, if not for all. Who wouldn’t like being able to travel frequently across the globe & create unforgettable memories. This is an exotic plan for everyone who wishes to make it big in life & also buy an expensive abode & […]

Factors to consider before taking a cash loan

Factors to consider before taking a cash loan

Have you been planning to take a cash loan? Here are certain factors to be considered before taking a loan. What is the loan for? Have a clear vision of what do you need a loan for, is it for a car, mobile phone or any home appliance. Clear all your doubts by exploring cash […]

Ways to Prioritize your Cash Loan

Ways to Prioritize your Cash Loan

The value of loans in India increased 12.80% in July 2018 compared to the same month in the year 2017. In India, loan growth averaged 11.61% from 2012 until 2018, reaching an all-time high of 18.70% in April of 2012 and with a whopping increase in the next year. According to recent bank reports, there […]

Tips for the first time 'Cash Loan' takers

Tips for the first time 'Cash Loan' takers

Every first experience you have leaves you thrilled. And just before everything new you do, you are generally instructed by parents or someone elderly about how best you can do it and what are the possible Dos and Don’ts. The similar way, there are certain things which should be kept in mind when taking a […]

5 Common Hurdles of Individuals when Taking Loans

5 Common Hurdles of Individuals when Taking Loans

Applying for a loan is an easy ‘to do’. But, how many times does that application actually gets approved? Not always. There are various hurdles hampering amidst the application of loans and the actual disbursement. Highlighted below are the top 5 common hurdles of individuals when applying for loans: Documentation: There are a list of […]

Essential Checklist before selecting your Loan “Partner”

Essential Checklist before selecting your Loan “Partner”

Taking a loan with a partner may increase the chances of loans getting approved. Also, you get to share the amount of installments which you would have to pay once the loan has been disbursed. But, as the management says, “Be wise”. Just do not pair up with anyone in order to avail the loans. […]

The Fast Paced Growth of Fintech: This how it is!

ToThe Fast Paced Growth of Fintech: This how it is!

Now that technology is reaching every small segment in the business economy, how can finance be left behind? Fintech essentially refers to technology-driven solutions related to the financial sector Technology along with finance is known as Fintech that stands for financial technology. Tracing history reveals how financial technology began with the launching of financial services […]

Does social credibility matter when taking loans?

Social Credibility

Yes. The above quoted question is an absolute truth. A recent study shows that in year 2019, social network users will be around 258.27 million, up from close to 168 million in 2016. The most popular social networks in India were found to be YouTube and Facebook, followed by social app WhatsApp. Facebook is estimated to reach […]

7 tips to manage your finances better

7 tips to manage your finances better

It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do […]

Can personal loans enhance your credit score?

Can personal loans enhance your credit score?

Each one of us need some financial backup, here and there. Taking a loan to help ourselves is no new practice. But, do you know that taking personal loans not only helps you in meeting the urgent financial crunches but also in building your credit score? Credit score is nothing but simply your ability to […]

Major goals to achieve with quick cash loans

Major goals to achieve with quick cash loans

We all are driven by goals which motivate us to work towards achieving them. Some goals require just the determination and the hard work but then there are some which also require cash. So quick cash loans can help one achieve those goals. Let’s have a look at what all goals can be achieved with quick […]

Aadhaar Virtual ID – How Safe is it?

Aadhaar Virtual ID - How Safe is it?

You will now be using your Aadhaar virtual ID or VID similarly as you utilize your Aadhaar card details when it comes to banking operations, telecom organizations and so on. This was said by UIDAI or Unique Identification Authority of India, the backer of the 12-digit Aadhaar card number and also that of the Aadhaar […]

Aadhaar Virtual ID And its Benefits

Aadhaar Virtual ID And its Benefits

Considering the protection of the individual information including the statistic and biometric data specified on the Aadhaar card, UIDAI has of late chosen to think of one of a kind element, named as Virtual Aadhaar ID. One of the major benefits of this new process is that it will let organizations fetch only the information […]

Virtual Aadhaar: All You Need to Know About It

Virtual Aadhaar: All You Need to Know About It

Don’t want to let out your Aadhaar number? Concerned that your Aadhaar details will be misused or sacked?  Well then now you guys have nothing to be worried about. The virtual Aadhaar ID will fill in the blanks for you. This unique number will help you validate all transactions and customer details instead of supplying your […]

A quick health and fitness guide for new entrepreneurs

A quick health and fitness guide for new entrepreneurs

Health is that element of life, which if not taken care of, devastates the other elements. Keeping your health under check and taking steps towards keeping fit has become an essential. Not only is the lifestyle advancing at a commendable speed but also the increased pollution, bad eating habits and callous attitude towards one’s own […]

Sharing a Mutual Support System -Digital Lending & Indian Economy are Growing Faster than Ever

Sharing a Mutual Support System -Digital Lending & Indian Economy are Growing Faster than Ever

As per a recent report shared by World Bank, India is all set to regain its position as the world’s fastest growing major economy as “factors holding back growth in India fade”. Indian economy is advancing to 7.3 per cent this fiscal year and 7.5 per cent in the next two. The bank’s Global Economics […]

Top challenges of an Unprepared Trip

Top challenges of an Unprepared Trip

If you have this streak of wanderlust in you, trips can surprisingly pop-up out of nowhere at any instant. And setting off on such unplanned trips is not an easy thing. There are many inconveniences and hiccups which one faces. So one should be acquainted with the challenges he would definitely encounter while going on […]

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

In the past few years, India has witnessed a drastic change in consumer aspirations and spending behaviours. Earlier, people used to have a conservative financial outlook. They were extremely cautious about their spending and used to manage their finances to save for emergency situations and for other big spends such as buying a house or […]

4 Reasons How Travelling is the Best Stress Buster

How is travelling the best stress buster_

To ditch the hustle-bustle of daily life and to relieve yourself from the everyday stress, it is very important to travel to your favourite destination. Travelling is one of the best ways to break the monotony of life. It is a highly productive way to de-stress and de-clutter yourself of life’s problems. The enriching experience […]

Need a weekend getaway? 5 top ways to plan a relaxing holiday

Need a weekend getaway? 5 top ways to plan a relaxing holiday

Stepping out of the daily chaos of life and gifting yourself a few days of joy and tranquillity is an absolute must. Taking a holiday and travelling to a favourite destination rejuvenates the mind, body and soul.  This is why we all love to travel to the most beautiful and peaceful destinations. But if for […]

How is credit better over cash?

How is credit better over cash?

Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or […]

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

About 1.2 billion people have an Aadhaar number today which is about a whopping 99% of the adult population of our country. Launched by UIDAI a decade ago, Aadhaar is apparently forming the world’s largest biometric identification system. The reign of Aadhaar has successfully stayed too long and is giving citizens another benchmark to embark […]

7 Things You Must Do For Successful Verification & Get Instant Cash Loan Approval

7 Things for Successful Verification & Get Instant Cash Loan Approval

A few years ago, the lending process in India was cumbersome where one had to make multiple visits to the bank, stand in long queues, bring an endless number of documents and proofs for verification and then wait for weeks to hear from the bank. Does it sound feasible in the busy times today? In […]

Role of Technology in Quick Verification & Instant Disbursal of “Cash Loans”

Role of Technology in Quick Verification & Instant Disbursal of “Cash Loans”

India has shown significant growth in economy in the past few years. But the economic inequality is still far exceeding India’s economic growth. According to the Oxfam survey*, the richest 10% of Indians own 80% of the country’s wealth, which is of course huge. Impact of the Widening Socio-Economic Gap The widening socio-economic gap has […]

e-KYC: The Catalyst of Easy & Fast Disbursal of Cash Loan

e-kyc the catalyst of easy & fast disbursal of cash loan

According to a latest report* India is all set to overtake China in 2018 to become the world’s fastest-growing large economy and since half of India’s population is middle class, there has been an exponential growth in the loan sector as well. The Bank loan growth in India** increased significantly from 4.10 percent in March […]

Financial Habits That Will Help One Get A Loan Faster

Financial-Habit

What life may hold in the future is very uncertain. We may require a huge amount of money for purchasing a house or an automobile, or it could be for emergency medical expenses as well. Thus, successfully getting a loan is a matter of how healthy your CIBIL credit score is. The health of this […]

5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket

5 Things to Do if Your Income Does Not Fall in the Income Tax Bracket

Savings on tax is a crucial aspect of personal finance of every household. Of the multitudinous taxes on the common man, one of them, a major one, which burns a hole in the pocket, is the Income Tax. If you earn more than Rs.2.5 Lakhs per annul, then you are in the income tax net. […]

Top 10 Important Financial Moves to Make Before Hitting 30

Top 10 Important Financial Moves to Make Before Hitting 30

We all want to grow rich. We work round the clock, push our limits to work over-time, and shift jobs which offer a good pay. But, no matter how much the earnings, the retail inflation, and the lifestyle inflation, coupled with an overall high cost of living burn a deep hole in the pocket. So, […]

Here’s how you can make 2018 your Financial Year

Here’s how you can make 2018 your Financial Year

The money choices you’re taking at the beginning of the year will decide however you’re placed financially for the remainder of the year. Thus starting 2018, take prompt and effective choices to make your finances sorted through the year. We’ll tell you some easy rules to keep in mind for this year that will keep […]

This Christmas, celebrate your financial life!

This Christmas, celebrate your financial life!

Christmas is almost here and you’re right, it’s the season of being jolly. There are so many things that we say in the beginning of the year. But how much do we follow them? Here is a list of things you can actually consider on the festival of Christmas. A quick reminder of these will […]

Keep Your Credit Score on the Right Track

Keep Your Credit Score on the Right Track

A decent Credit Score is an immediate consequence of not one but rather a bundle of brilliant financial practices. Here are some incredibly successful lessons that can guarantee the rapid development of your Credit Score, as long as you follow them without fail. Not paying regard to even one of these lessons can severely stem […]

Nearing Retirement? Avoid these mistakes!

Nearing Retirement Avoid these mistakes!

Isn’t it true that you wish to live a comfortable retired life? Retirement is a beautiful phase of any individual’s life. But even to have a planned and a comfortable lifestyle, one needs to plan this phase in the most appropriate manner. And to make your life a little easier we have come up with […]

Plan Your EMIs Wisely

Plan your emi wisely

When you get a credit, paying back the sum can, once in a while, be a tiring task. Large loan amounts are generally paid back as Equated Monthly Installments or EMIs. Much of the time, individuals pay the weighty initial installment by obtaining from different sources, and with regards to EMIs, an imprint is made […]

Save Your Expenses the Right Way

Empty Wallet-don't break your piggy bank & fixed deposits

Being always under money related strain influences one’s way of life, as well as it can have a fairly alarming effect on one’s psychological wellness moreover. This is the reason we prescribe that you begin managing your money related issues when you see them. In this way, in the event that you are hoping to […]

Pre-retirement Planning Essentials

Pre-retirement Planning Essentials

Regardless of whether you anticipate resigning soon or not, there are some essential things you have to take into consideration before you choose to hang up your boots. All things considered, there’s significantly more to it than simply settling on WHEN to resign. You need to be extremely well prepared before taking such an amazing […]

Be Financially Ready Before You Quit Your Job

Be Financially Ready Before You Quit Your Job

While some may quit their jobs impulsively with a dream of new prospects in their mind, some look at it as a solution to pressing circumstances. Whatever be your reason for quitting, do not make this crucial decision unprepared. Here are a few steps you must take to be financially ready in the absence of […]

Gear Up for the Online Festival Season

Gear Up for the Online Festival Season

Festive season shopping is about to hit in a few days and there will be huge discounts and offers by all the E-commerce majors in their respective sales including big billion days, or the Great Indian Festival. Buyers want the best deals and they are more than willing to pay for the cut-price products with […]

Financial Planning Starts from Your Home

Financial Planning Starts from Your Home

Finances are a big part of everyone’s life. The crucial point is how we handle it. Either you can deal it right at the right time or miss a few opportunities and regret those financial mistakes. But if we notice our day-to-day lives, there’s so much to learn and adapt regarding finances which start right […]

Deal Your Finances Right this Navratra

Deal Your Finances Right this Navratra

Navratra season is just around the corner and this is the festive seasons’ first celebration to gear up for. This marks the beginning of the festive season and finally welcoming the winters. But apart from all the fun, excitement and dancing, what is it that should be done when it comes to handling your finances? […]

Want a Makeover of your House? We can help you in this Festive Season

Want a Makeover of your House? We can help you in this Festive Season

We have reached that time of the year again, the time of celebrations, attending Pooja’s and Aarti’s, going to Pandals during Durga Puja, the excitement of wearing new clothes on festivities and then finally welcoming another new year. This time of the year is the most beautiful as it portrays India’s different religions and festivals […]

Pay-Off Debt or Invest?

Pay-Off Debt or Invest?

Many of us face this dilemma – Should I use surplus money to pay off existing debt or should I invest? It’s definitely not an easy decision to make. This decision can either make your future or put a massive dent on your future plans. Yet, before taking a decision, it is very much important […]

Look Out for your Finances this Festive Season

Look Out for your Finances this Festive Season

Like every year, the festive season is almost here and it is the time when everyone celebrates to the fullest. But in all the festive moods and celebrations, we tend to ignore our financial schedule, which is often regretted by almost all of us. Splurging to add to the cheer of the season is always […]

Things every College Student Should Know about Finances

Things every College Student Should Know about Finances

The time to make new friends, gain life experience and ultimately figure out what path you want to go down. While college is a mixture of fun and hard work, it’s also a time to be thinking about the future. And like it or not, a big part of your future is going to have […]

How to Become a Good Income Tax Payer?

How to Become a Good Income Tax Payer

You have paid all your taxes. You have filled your Income Tax returns diligently. Even then you get an Income Tax notice?! Before you foul cry, let us look at some reasons as to why you must’ve been on their list. Incorrect details in the Income Tax Return-: You should fill your income tax return […]

Retirement Planning – When is the Right Time

Retirement Planning – When is the Right Time

The retirement phase is one of the most important as well as the most beautiful phases in any individual’s life. There are a whole host of things to bear in mind before, during and after retirement takes place – unsurprisingly, given the importance of the life event. If you want to secure your future and […]