Diwali, the festival of lights offers interesting financial lessons which can be used for future planning. It is also the most celebrated & marketed Indian festival ever. For the most of us, this festival is about joy, family get-together, good food and happiness. On the other hand, this festival is also about appeasing the goddess
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Mar
Mar
A CIBIL Credit report consists of all the particulars related to your borrowing history and the discipline of its repayment. Your CIBIL Score indicates financial stability and helps the lenders in deciding if lending to you is worth taking a risk or not. Simply speaking, CIBIL Score explains the probability of a borrower paying back
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Dec
Dec
In today’s fast-paced world, financial needs can arise unexpectedly. Whether it’s a medical emergency, home renovation, or debt consolidation, personal loans have become a popular solution for individuals seeking quick access to funds. However, a common question that often arises is, “Can I take multiple personal loans at the same time?” In this blog, we’ll explore
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Dec
Dec
Taking out a personal loan can be a helpful financial tool for achieving various goals, from consolidating debt to funding a major purchase. However, the responsibility of repaying the loan can sometimes feel overwhelming. To ensure a smooth and stress-free repayment journey, it’s essential to have a well-thought-out plan in place. In this blog, we
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Dec
Dec
Managing finances can be a challenging task, especially when unexpected expenses arise or when you’re striving to achieve significant life goals. In such situations, a personal loan emerges as a valuable financial tool to ease the burden. While short-term loans are common, there’s an often overlooked alternative that can provide greater flexibility and relief
The festive season is upon us, and what better way to celebrate than by treating yourself to the things you’ve always wanted? Home Credit Personal Loan offers a hassle-free solution to turn your Christmas wishes into reality. In this blog post, we’ll explore the benefits of using a personal loan to make your holiday season
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Dec
Dec
In the dynamic landscape of personal finance, various economic factors play a crucial role in shaping borrowing trends and interest rates. One such influential force is inflation, a phenomenon that can have a significant impact on personal loans in India. As inflation erodes the purchasing power of money, it sets off a chain reaction that
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Sep
Sep
In a world that’s constantly evolving, financial security has taken on a new level of importance. Whether it’s unexpected emergencies or the need for added protection, having a safety net in place can make all the difference. That’s where Home Credit Safe Pay Plan comes into play – offering you not just loans, but a
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Sep
Sep
When it comes to managing your finances, understanding the tax implications of various financial instruments is essential. Personal loans are a common financial tool used for a variety of purposes, from debt consolidation to funding unexpected expenses. But, can you get tax benefits on personal loans? In this blog, we’ll explore the tax aspects of
05
Jun
Jun
In India, personal loans have become an increasingly popular financial tool to meet various personal needs, such as medical emergencies, wedding expenses, home renovations, or debt consolidation. While personal loans are primarily used to bridge the financial gap, many borrowers are unaware of the potential tax benefits associated with these loans. This blog aims to
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Mar
Mar
When we are talking about credit – the level of trust business organizations have that you’ll repay the money you have borrowed – you can either have a good credit score or a bad credit score. Here is what we shall discuss if you have bad credit score and what you can do to really
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Dec
Dec
As humans, you like to approach and seek money from friends or family first, however they may or may not like your act of borrowing. Money has also been the determinant of many crucial relationships by judging its foundation. So even when money forms an important part of life, we still judge when someone’s fallen
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Nov
Nov
Generally, couples should plan their financial future in advance. This must be including times when they are planning a baby. Having a baby involves the largest part of financial spending which may require a lot of preparations. Every possible step towards saving and investing must be explored before the baby finally arrives. It is even more important even you’re working and planning to quit to have a smooth time of birth. Of
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Aug
Aug
In the effort to save your money, you need to keep a close eye on the earnings & expenses. It’s the most suitable to be done digitally by the use of free software and services. Free financial planning software can be also be valuable & robust in the first phase of personal finance planning. It
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Aug
Aug
Change is the only ‘constant’ in our fast moving & busy lives. And we get to see how closely our daily expenses & market competition are intertwined. In the effort of earning money, we continue to struggle to fulfil our life dreams. Our everyday usually consumes us so much of our time (travel, work, household
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May
May
What can be wiser than making improved money choices in this year around. This can the beginning of a constructive year ahead! A major size of population makes resolutions to manage their finances better & put them into profitable avenues. According to a survey 99 million people resolve to keep their finances sortied. Individuals must
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May
May
Metros continue to offer more job opportunities and attract highest salaries, compared to the low cost of living in tier 2 cities which is still open to comparison. Of course, individuals living in the metros enjoy their share of advantages, however it’s still an expensive bet. Metros have been quite high-priced whether it is India or abroad. The prevailing standard of living of cities like Delhi/NCR, Mumbai, Bangalore
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Mar
Mar
Often the term ‘financial planning’ can be heard. But is it just having money and some bank balance? While this is partially right, financial planning covers even some broader aspects which just not limit an individual for particular periodic planning but for a longer period of time. What Is Financial Planning? When this comes in
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Feb
Feb
We keep reading through articles that money has the power to transform life remarkably, be it earned or acquired. So, its valuable to start financially healthy practices at a young stage in life. As we grow up, the old good memories start to fade. This is exactly what happens with our financial pattern as child
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Feb
Feb
If you’re thinking to rob off an expensive store, it’s better to wait up & think! Think firstly about your financial goals and set them right. Try to focus, plan & achieve them in a sequential order. Also, work on building an emergency fund which can supply cash to different purposes before aggressively using up
07
Feb
Feb
Who wouldn’t want financial independence in life. This is an impulse for so many who make a lot of money. Financial independence basically means that you have sufficient savings, investments, deposits and cash to afford a lifestyle that we always crave for. Financial freedom generally means having enough savings, investments, and cash on hand to
06
Feb
Feb
Many lessons learned can be financially draining, take them all seriously to take critical financial decisions that may be skipped otherwise. It has been proved in the past that the way you handle your money today will determine your future financial strategy. So, if you’re reckless about your money now, you will continue to remain
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Dec
Dec
We are in the era where digitization is the key to an overall development of a country. We are growing good with our countrymen who trust us & want to join hands. In the year 2018, about 70 lakh unique visitors came to buy our loan products to make a comparison and write good stories.
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Dec
Dec
Money should be the last thing to disturb our mental status. However, it’s unfortunate to experience its impact everywhere, in different ways. Of course, the existence of money is important in our lives, but taking it too hard on yourself is destructive. Our financial habits have an extreme effect on our living, and the overall
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Nov
Nov
In our patriarchal society, women have been put down for decades. However, the air is changing now. Women are coming out to earn their livelihood and sustain in the competition too. There are a few suggested tips to keep our financial management in control. Women are breaking all shackles and doing their best out there.
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Nov
Nov
When you have dependents (children & parents) on the top of your head, earning income to save and invest becomes a derivative. However, through the medium of this article, we will recommend the best ways to save and invest within limited resources. Know more about them as provided below: Most certainly, it’s the best thing
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Nov
Nov
A personal line of credit can pose to be a prized facility to assist individuals in planning and executing their financial life. To have quick access to the credit line to take advantage of the upcoming opportunities is essential. Not only will that meet short term goals but also work towards a powerful future plan.
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Oct
Oct
Let’s start with the main question whether you want to increase the credit limit or not. If you’re ideating on increasing your shopping spends and expanding the budget, then hold up! You have to make an effort to employ credit judiciously. This will help the financial institutions to patronize your financial pattern. This will help
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Aug
Aug
FINTECH is a combination of two words; financial technology. In simple words, Fintech is any technology and related innovations used in the various financial institutions. According to recent reports, the Fintech market’s largest segment is Digital Payments with a total transaction value of US$51,756m in 2018 as revealed No doubt that Fintech companies are the
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Jul
Jul
Now that technology is reaching every small segment in the business economy, how can finance be left behind? Fintech essentially refers to technology-driven solutions related to the financial sector Technology along with finance is known as Fintech that stands for financial technology. Tracing history reveals how financial technology began with the launching of financial services
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Jul
Jul
It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do
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May
May
A few years ago, more than half a billion people in India had no official ID of any kind which made it impossible for them to receive government aids, open a bank account, avail a loan, get a driving license, and so on. Also for availing services like personal loans, or opening a bank account
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Dec
Dec
Christmas is almost here and you’re right, it’s the season of being jolly. There are so many things that we say in the beginning of the year. But how much do we follow them? Here is a list of things you can actually consider on the festival of Christmas. A quick reminder of these will
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Nov
Nov
Financial challenges may never end for us. But what remains important is that how should we be careful regarding these challenges at the first step itself. When we get our very first job that is when we should start taking our financial challenges seriously and follow some guidelines that will help each of us in
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Sep
Sep
India is the land of cultural diversities and celebrations. Every celebration has a unique story and history attached to it. The festival Dussehra also has many intertwined tales associated with it. Dussehra is considered to be the festival of new beginnings. In the context of money and finance, it means putting behind your financial splurges
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Aug
Aug
Financial experts and investment advisors always preach that holding a stock for the long term can make you rich. But this may not be the truth in most cases. Many more such investment myths have been spread by investment professionals. Let’s look at some of them. Myths and Reality of Investment Myths Myth 1: Stock
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Jul
Jul
The time to make new friends, gain life experience, and ultimately figure out what path you want to go down. While college is a mixture of fun and hard work, it’s also a time to be thinking about the future. And like it or not, a big part of your future is going to have
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Jul
Jul
You have paid all your taxes. You have filled your Income Tax returns diligently. Even then you get an Income Tax notice?! Before you foul cry, let us look at some reasons as to why you must’ve been on their list. Incorrect details in the Income Tax Return-: You should fill your income tax return
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Jul
Jul
A CIBIL Credit report consists of all the particulars related to your borrowing history and the discipline of its repayment. Your CIBIL Score indicates financial stability and helps the lenders in deciding if lending to you is worth taking a risk or not. Simply speaking, CIBIL Score explains the probability of a borrower paying back
12
Jul
Jul
Filing Income Tax Returns is the most important thing that one is responsible to do for which we use Form 16. Every employee receives an IT Form 16 from their employer as a certificate of tax deduction. It verifies that TDS has been deducted on your salary by the employer. If an employer deducts TDS
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Jun
Jun
As soon you start spending your money, it’s time to start tracking your spending so that you can create and follow a personal budget. Keeping track of your expenses, while sometimes tedious, is the best way to find out exactly where your money is going. The simplest way to keep a track of your finances,
Aadhaar Program was launched in 2009 with a main objective to give universal identity to every Indian resident. The Aadhaar acts as an evidence of address and identity of people across India. One can get the Aadhaar letter, which contains the card itself, through India Post or download it from the UIDAI Website. Both are
Most of us think we can’t save. Well saving does seem like a daunting task in lieu of the rising cost of living , but all of this makes it even more necessary to start saving from today to secure those incidental future needs. The way to do it is to trick yourself into saving
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Jun
Jun
Financial flow in everyone’s life is different than what we think. But we have all those bad spending habits that break the budget on a monthly basis. Here are 6 suggestions you can adopt in your daily lives to keep a check on your monthly budget. GET RID OF STUFF YOU DON’T USE:- Take a
09
Jun
Jun
When you meet the perfect person, it is natural to imagine how the two of you can achieve your dreams, like starting a family or sharing a home. While a couple can certainly build a lifetime of memories, remember that ‘it takes two to tango’ to solve all your life goals. Here is a list
The Aadhaar Program was launched in 2009 with the main objective to give Universal identity to every resident Indian. It is a 12 digit unique identity number issued based on the biometric and demographic data. The data is collected by the Unique Identification Authority of India (UIDAI). Recently, the Government has made Aadhaar an important
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May
May
While it is true that we definitely learn from our mistakes, but a mistake every time cannot give you again an option to stand. And especially when it is something related to the financial part, it hurts and probably a lot. In order to avoid such mistakes, it is very essential to do your calculations
09
May
May
When it comes to eradicating your immediate financial needs, the option of instant short term loans do help. The loans provide you the much desired funds, which to a large extent offer quick respite. Besides, the terms and conditions pertaining to the loans are quite competitive. Resolving financial issues tend to get complicated. There is