Category Archives: Finance

Kick Start your Financial Year with these Mantras

Kick Start your Financial Year with these Mantras

Who wouldn’t like to be rich and effective in life? We have all had dreams about doing something big and earning lots of money in our future. But how often do we stick to our dreams? Focus, Patience and hard work remain an utmost important aspect before we step on to anything in life – […]

Financial Charter 2020 – How India will Bank in 2019-2020?

Financial Charter 2020

We are in the era where digitization is the key to an overall development of a country. We are growing good with our countrymen who trust us & want to join hands. In the year 2018, about 70 lakh unique visitors came to buy our loan products to make a comparison and write good stories. […]

Are Your Finances Affecting Your Mental Health?

Financial Tips to Avoid Mental Stress

Money should be the last thing to disturb our mental status. However, it’s unfortunate to experience its impact everywhere, in different ways. Of course, the existence of money is important in our lives, but taking it too hard on yourself is destructive. Our financial habits have an extreme effect on our living, and the overall […]

Ways Women Can Manage Their Finances Independently

Top ways to Manage Finance

In our patriarchal society, women have been put down for decades. However, the air is changing now. Women are coming out to earn their livelihood and sustain in the competition too. There are a few suggested tips to keep our financial management in control. Women are breaking all shackles and doing their best out there. […]

Ways to Manage Finances When You Have Dependents?

Ways to Plan Your Finance

When you have dependents (children & parents) on the top of your head, earning income to save and invest becomes a derivative. However, through the medium of this article, we will recommend the best ways to save and invest within limited resources. Know more about them as provided below: Most certainly, it’s the best thing […]

Can Financial Issues be managed with Personal Line of Credit

Personal Line of Credit

A personal line of credit can pose to be a prized facility to assist individuals in planning and executing their financial life. To have quick access to the credit line to take advantage of the upcoming opportunities is essential.  Not only will that meet short term goals but also work towards a powerful future plan. […]

How to Get a Higher Credit Limit Easy?

credit card

Let’s start with the main question whether you want to increase the credit limit or not. If you’re ideating on increasing your shopping spends and expanding the budget, then hold up! You have to make an effort to employ credit judiciously. This will help the financial institutions to patronize your financial pattern. This will help […]

Emergency Loans: Immediate Help for your Urgent Needs

emergency loans, instant cash loan, personal loan emergency, instant loan for emergency situations

Do you have a contingency on your head and need urgent cash?  An emergency/ short term loan will be an appropriate option to look into. Emergency short terms are quite celebrated today! They surely make your life easy and takes care of the unwanted expenses. It’s all surprises everywhere, even with the most dependable things. […]

5 facts that nobody told you about Personal Loan before

Keep These Points in Mind while Applying for a Loan

“Personal loan”- a several times someone must have recommended a personal loan for all your large routine spending in the house. There are quite a lot of reasons for anyone to take personal loans. The amount which will be sanctioned depends on each individual situation and financial pocket. No collaterals are required against the loan […]

Why choose Home Credit for your Personal Loan Assistance?

home credit personal loan

All big desires in life are financially planned for timely execution and possession. It’s a costly affair and hence requires exclusive savings and investments for it including a dream house, high end car, appliances, etc.  And then there are some urgent, immediate needs to be fulfilled. Especially during the festival seasons like Dusshera, Diwali, Christmas, […]

The Basic Challenges faced by the Fintech Industry

Challenges-faced-by-FinTech-companies

FINTECH is a combination of two words; financial technology. In simple words, Fintech is any technology and related innovations used in the various financial institutions. According to recent reports, the Fintech market’s largest segment is Digital Payments with a total transaction value of US$51,756m in 2018 as revealed No doubt that Fintech companies are the […]

Tips for the first time 'Cash Loan' takers

Tips for the first time 'Cash Loan' takers

Every first experience you have leaves you thrilled. And just before everything new you do, you are generally instructed by parents or someone elderly about how best you can do it and what are the possible Dos and Don’ts. The similar way, there are certain things which should be kept in mind when taking a […]

5 Common Hurdles of Individuals when Taking Loans

5 Common Hurdles of Individuals when Taking Loans

Applying for a loan is an easy ‘to do’. But, how many times does that application actually gets approved? Not always. There are various hurdles hampering amidst the application of loans and the actual disbursement. Highlighted below are the top 5 common hurdles of individuals when applying for loans: Documentation: There are a list of […]

The Fast Paced Growth of Fintech: This how it is!

ToThe Fast Paced Growth of Fintech: This how it is!

Now that technology is reaching every small segment in the business economy, how can finance be left behind? Fintech essentially refers to technology-driven solutions related to the financial sector Technology along with finance is known as Fintech that stands for financial technology. Tracing history reveals how financial technology began with the launching of financial services […]

Technologies used for faster loan sanctioning and disbursal

Technologies used for faster loan sanctioning and disbursal

Applying for loan and getting one is quite easy compared to how it used to be. With the use of technology everywhere today, all the work is done in a matter of minutes! Using technology not only saves time but also the paper and processing cost. There are different technologies used by various organizations which […]

7 tips to manage your finances better

7 tips to manage your finances better

It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do […]

The system of Aadhaar based Virtual ID

The system of Aadhaar based Virtual ID

Unique Identification authority of India (UIDAI) has launched Aadhaar Virtual ID also known as VID, a temporary ID to be used at all places. Instead of putting your Aadhaar number for verification, VID will be used to keep your details secure and private. The initiative was taken after a hue and cry created over leakage […]

Can personal loans enhance your credit score?

Can personal loans enhance your credit score?

Each one of us need some financial backup, here and there. Taking a loan to help ourselves is no new practice. But, do you know that taking personal loans not only helps you in meeting the urgent financial crunches but also in building your credit score? Credit score is nothing but simply your ability to […]

Major goals to achieve with quick cash loans

Major goals to achieve with quick cash loans

We all are driven by goals which motivate us to work towards achieving them. Some goals require just the determination and the hard work but then there are some which also require cash. So quick cash loans can help one achieve those goals. Let’s have a look at what all goals can be achieved with quick […]

Aadhaar Virtual ID – How Safe is it?

Aadhaar Virtual ID - How Safe is it?

You will now be using your Aadhaar virtual ID or VID similarly as you utilize your Aadhaar card details when it comes to banking operations, telecom organizations and so on. This was said by UIDAI or Unique Identification Authority of India, the backer of the 12-digit Aadhaar card number and also that of the Aadhaar […]

Virtual ID in the Real World

Virtual ID in the Real World

Have you heard about Virtual ID? UIDAI introduced Virtual IDs after facing concerns over security of users’ data. The concerns were raised over security of the users’ data as the Aadhaar number gets saved on whichever platform you put your Aadhaar number. Aadhaar number can be replicated and used anywhere without even letting the user […]

Virtual Aadhaar: All You Need to Know About It

Virtual Aadhaar: All You Need to Know About It

Don’t want to let out your Aadhaar number? Concerned that your Aadhaar details will be misused or sacked?  Well then now you guys have nothing to be worried about. The virtual Aadhaar ID will fill in the blanks for you. This unique number will help you validate all transactions and customer details instead of supplying your […]

“Instant” cash loan safeguarding from contingent financial crisis

“Instant” cash loan safeguarding from contingent financial crisis

Belonging to an Indian middle-class family all through my life, I have been very careful about managing my expenses in proportion of my earnings. I always made sure to put some part of my earnings into my savings account and accordingly manage the spending. But no matter how much you plan your finances in advance, […]

A quick health and fitness guide for new entrepreneurs

A quick health and fitness guide for new entrepreneurs

Health is that element of life, which if not taken care of, devastates the other elements. Keeping your health under check and taking steps towards keeping fit has become an essential. Not only is the lifestyle advancing at a commendable speed but also the increased pollution, bad eating habits and callous attitude towards one’s own […]

Sharing a Mutual Support System -Digital Lending & Indian Economy are Growing Faster than Ever

Sharing a Mutual Support System -Digital Lending & Indian Economy are Growing Faster than Ever

As per a recent report shared by World Bank, India is all set to regain its position as the world’s fastest growing major economy as “factors holding back growth in India fade”. Indian economy is advancing to 7.3 per cent this fiscal year and 7.5 per cent in the next two. The bank’s Global Economics […]

Top challenges of an Unprepared Trip

Top challenges of an Unprepared Trip

If you have this streak of wanderlust in you, trips can surprisingly pop-up out of nowhere at any instant. And setting off on such unplanned trips is not an easy thing. There are many inconveniences and hiccups which one faces. So one should be acquainted with the challenges he would definitely encounter while going on […]

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

Role of Digital Lending in the Evolution of Consumer Spending Behaviour

In the past few years, India has witnessed a drastic change in consumer aspirations and spending behaviours. Earlier, people used to have a conservative financial outlook. They were extremely cautious about their spending and used to manage their finances to save for emergency situations and for other big spends such as buying a house or […]

How is credit better over cash?

How is credit better over cash?

Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or […]

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

About 1.2 billion people have an Aadhaar number today which is about a whopping 99% of the adult population of our country. Launched by UIDAI a decade ago, Aadhaar is apparently forming the world’s largest biometric identification system. The reign of Aadhaar has successfully stayed too long and is giving citizens another benchmark to embark […]

7 Ways You Can Benefit From a Personal Loan

7 Ways You Can Benefit From a Personal Loan

According to a report by World Bank, the Indian middle-class today is willing to spend more and more on education, leisure, consumer durables, telecommunications etc. This is because digitization and technological advancements have made the access to credit or getting a cash loan more simplified for consumers. Fintech companies have made it possible for the consumers to apply […]

Significance of Aadhaar in ID Verification of Personal Loan

Significance of Aadhaar in ID Verification of Personal Loan

A few years ago, more than half a billion people in India had no official ID of any kind which made it impossible for them to receive government aids, open a bank account, avail a loan, get a driving license and so on.  Also for availing services like personal loan, or opening a bank account […]

7 Things You Must Do For Successful Verification & Get Instant Cash Loan Approval

7 Things for Successful Verification & Get Instant Cash Loan Approval

A few years ago, the lending process in India was cumbersome where one had to make multiple visits to the bank, stand in long queues, bring an endless number of documents and proofs for verification and then wait for weeks to hear from the bank. Does it sound feasible in the busy times today? In […]

Role of Technology in Quick Verification & Instant Disbursal of “Cash Loans”

Role of Technology in Quick Verification & Instant Disbursal of “Cash Loans”

India has shown significant growth in economy in the past few years. But the economic inequality is still far exceeding India’s economic growth. According to the Oxfam survey*, the richest 10% of Indians own 80% of the country’s wealth, which is of course huge. Impact of the Widening Socio-Economic Gap The widening socio-economic gap has […]

e-KYC: The Catalyst of Easy & Fast Disbursal of Cash Loan

e-kyc the catalyst of easy & fast disbursal of cash loan

According to a latest report* India is all set to overtake China in 2018 to become the world’s fastest-growing large economy and since half of India’s population is middle class, there has been an exponential growth in the loan sector as well. The Bank loan growth in India** increased significantly from 4.10 percent in March […]

How to Improve Your CIBIL Score and Why It Matters

cibil score improvement

We know that there are parameters to check the health status of an entity. Be it physical health, automobile health or financial health! A standard parameter gives the right information as to how we are doing. So, when it comes to the financial health of an individual, then the CIBIL, formerly known as Credit Information […]

Financial Habits That Will Help One Get A Loan Faster

Financial-Habit

What life may hold in the future is very uncertain. We may require a huge amount of money for purchasing a house or an automobile, or it could be for emergency medical expenses as well. Thus, successfully getting a loan is a matter of how healthy your CIBIL credit score is. The health of this […]

Home Credit – Your One Stop Solution to Online Loans

your one stop solution to online loans

There are a plethora of loans out in the market to cater to specific needs. If one wants to buy a car, there is a car loan. If one wants to buy high-end home appliances, then there is home-appliance loan for that. However, there are several reasons where we need an amount not large enough […]

Top 10 Important Financial Moves to Make Before Hitting 30

Top 10 Important Financial Moves to Make Before Hitting 30

We all want to grow rich. We work round the clock, push our limits to work over-time, and shift jobs which offer a good pay. But, no matter how much the earnings, the retail inflation, and the lifestyle inflation, coupled with an overall high cost of living burn a deep hole in the pocket. So, […]

Reasons Why You Must Apply For a Hasslefree Personal Loan from Home Credit

Personal Loan

Whenever we plan to buy the next big thing, chances are it is going to be expensive be it a house, or an automobile, which have dedicated loans. However, there are many instances such as the ongoing Christmas season and the upcoming New Year’s Eve when we need some money urgently for shopping for our […]

This Christmas, celebrate your financial life!

This Christmas, celebrate your financial life!

Christmas is almost here and you’re right, it’s the season of being jolly. There are so many things that we say in the beginning of the year. But how much do we follow them? Here is a list of things you can actually consider on the festival of Christmas. A quick reminder of these will […]

Keep Your Credit Score on the Right Track

Keep Your Credit Score on the Right Track

A decent Credit Score is an immediate consequence of not one but rather a bundle of brilliant financial practices. Here are some incredibly successful lessons that can guarantee the rapid development of your Credit Score, as long as you follow them without fail. Not paying regard to even one of these lessons can severely stem […]

Tackle These Financial Challenges with an Easy Mind

Tackle These Financial Challenges with an Easy Mind

Financial challenges may never end for us. But what remains important is that how should we be careful regarding these challenges at the first step itself. When we get our very first job that is when we should start taking our financial challenges seriously and follow some guidelines that will help each of us in […]

Everything You Need to Know About Bad Credit Score

Bad Credit Score

When we are talking about credit – the level of trust business organizations have that you’ll repay the money you have borrowed – you can either have a good credit score or a bad credit score. Here is what we shall discuss if you have bad credit score and what you can do to really […]

Be Financially Ready Before You Quit Your Job

Be Financially Ready Before You Quit Your Job

While some may quit their jobs impulsively with a dream of new prospects in their mind, some look at it as a solution to pressing circumstances. Whatever be your reason for quitting, do not make this crucial decision unprepared. Here are a few steps you must take to be financially ready in the absence of […]

What is Mini Cash Loan and why should you go for it?

cash without any hassle

When we look at the past 10 years in India, technology has grown at an immense pace with its multiple uses.  There is nothing in today’s age which probably cannot be done with the help of the technology. Be it in the field of online shopping, business, banking, real estate and the list continues. There […]

Some Common Financial Emergencies and How to Deal with them

Some Common Financial Emergencies and How to Deal with them

A considerable lot of us have a tendency to live at the time, or all the more properly, for the occasion, at any rate, the extent that our funds are concerned. The all the more monetarily steady or secure we are, the more we have a tendency to get smug with our spending, luxuriating in […]

Ensure Safe Online Transactions This Festive Season

Ensure Safe Online Transactions This Festive Season

The festive season has already kicked off and so is the deal season with huge online organizations arranging their discounts and offers. While the happy arrangements are a decent approach to get awesome esteem for-cash offers on the web, the universe of internet shopping requires cautious taking care of to keep away from any financial […]

Financial Lessons to be learnt this Diwali

financial lessons to be learnt this diwali

Diwali, the festival of lights, also offers many lessons which can be used in financial planning. It is also the most marketed Indian festival ever. For most of us though, this festival is about joy, family gatherings, some great food, and happiness. On the other hand, this festival is also about trying to appease the […]

Kill your Financial Demons this Dussehra

Kill your Financial Demons this Dussehra

India is a land of cultural diversities and celebrations. Every celebration has a unique story and history attached to it. Dussehra also has many such inter connected tales associated with it. Dussehra is a festival of new beginnings in many ways. In the context of money and finance, it means putting behind all your financial […]

Financial Planning Starts from Your Home

Financial Planning Starts from Your Home

Finances are a big part of everyone’s life. The crucial point is how we handle it. Either you can deal it right at the right time or miss a few opportunities and regret those financial mistakes. But if we notice our day-to-day lives, there’s so much to learn and adapt regarding finances which start right […]