The question of personal finance is important for all working class people. This is a major problem with a large chunk of financial illiterates. Every piece of information helps to increase finance related knowledge including financial products, effective budgeting and retirement funds to build a financially secure future. Unfortunately, study shows how most lack the
18
May
May
There are special financial ‘to-dos’ to tackle while you’re spending time at home mostly. If you’re on house arrest due to the lockdown orders, then here comes your chance to tackle your financials like never before. You could just cover all the tasks put off till date. Also, if you’re working from home and not travelling to
15
May
May
Having additional sources of income is a necessity these days, and must be always worked for. In the wake of Covid 19, the high rate of unemployment & innumerable lost jobs is keeping the salaried & self-employed worried. There’s absolutely no guarantee for how it can be tackled & securing your present job. For many,
16
Mar
Mar
Often the term ‘financial planning’ can be heard. But is it just having money and some bank balance? While this is partially right, financial planning covers even some broader aspects which just not limit an individual for particular periodic planning but for a longer period of time. What Is Financial Planning? When this comes in
03
Mar
Mar
When difficult times fall upon you, an individual may consider borrowing from close members to forgo complicated application & approval processes of banks & other financial institutions. This is quite liked by prospective borrowers who do not have all the documents ready to especially have approvals in place to qualify for loan approvals from banks.
24
Feb
Feb
We keep reading through articles that money has the power to transform life remarkably, be it earned or acquired. So, its valuable to start financially healthy practices at a young stage in life. As we grow up, the old good memories start to fade. This is exactly what happens with our financial pattern as child
14
Feb
Feb
If you’re thinking to rob off an expensive store, it’s better to wait up & think! Think firstly about your financial goals and set them right. Try to focus, plan & achieve them in a sequential order. Also, work on building an emergency fund which can supply cash to different purposes before aggressively using up
10
Feb
Feb
The steps given below can be used to build a concrete personal budget. Every great financial plan starts with a sound budget. If you’re trying to pay off bills or save for a dream vacation, a budget is your first step toward making your financial goals a reality. Follow these steps for setting up a
06
Feb
Feb
Many lessons learned can be financially draining, take them all seriously to take critical financial decisions that may be skipped otherwise. It has been proved in the past that the way you handle your money today will determine your future financial strategy. So, if you’re reckless about your money now, you will continue to remain
26
Jan
Jan
They say we must have a financial backup ready for about 6 months to meet daily expenditure to say the least. If you’re in early 30s, saving to the farthest extent for a bright financial future, then you’re on the right track. The idea is to lead a financially stable life, where you’re into a
17
Dec
Dec
Are you handling your finances well? Or do you need further improvements? In this article, we are talking about the 25 best practices to maintain good financial management. The basics of a sound financial management is not that difficult as it seems. It all depends on your personal well-being and daily financial habits. The fact
12
Dec
Dec
Are you filled of excitement for the upcoming festivities & ceremonies? Below are the recommendations for a planned financial strategy & enriched experience. Enjoy every moment to the fullest! All celebrations are meant to be memorable and remain with you for a lifetime. This is exactly why we wait for such occasions. However, you tend
03
Dec
Dec
Ideating & building on financial goals is an important yet creative job for individuals, if not for all. Who wouldn’t like being able to travel frequently across the globe & create unforgettable memories. This is an exotic plan for everyone who wishes to make it big in life & also buy an expensive abode &
17
Jul
Jul
Now that technology is reaching every small segment in the business economy, how can finance be left behind? Fintech essentially refers to technology-driven solutions related to the financial sector Technology along with finance is known as Fintech that stands for financial technology. Tracing history reveals how financial technology began with the launching of financial services
09
Jul
Jul
It’s 1st of the month and you get a message on your phone saying that some amount has been credited to your bank account. You already know that the message is speaking about your salary. So you have the salary but you also have a very long ‘things-to-do’ list. Although, the goal is to do
14
Jun
Jun
In the past few years, India has witnessed a drastic change in consumer aspirations and spending behaviours. Earlier, people used to have a conservative financial outlook. They were extremely cautious about their spending and used to manage their finances to save for emergency situations and for other big spends such as buying a house or
01
Dec
Dec
Marriage brings along another part in the life of a couple. It’s a given fact that a wedded relationship must be harmonious and straightforward for the couple to accomplish life’s essential objectives. Discussion rotating around your accounts is a fundamental piece of your journey. Obviously, there are numerous difficulties for a couple in regards to
03
Nov
Nov
While some may quit their jobs impulsively with a dream of new ventures in their mind, others may look at it as a solution to difficult circumstances. Whatever be the reason for your sudden break, do not take this important decision casually. Below are a few steps you can take to be financially ready in
23
Oct
Oct
A considerable lot of us have a tendency to live in the time, or at-least for the occasion as far as shelling out funds is concerned. The more monetarily steady/secure we are, the greater we get smug with our spending, luxuriating in the shine of ‘security’. There are some financial problems that occur once in a
29
Aug
Aug
Many of us face acute dilemma of putting money into the right streams- whether it’s about paying off existing debt or building investments of value. Of course, it’s not easy to make that decision, keeping in mind the source of money to be ploughed. Here, our Home Credit Personal Loan can really fit your shoes.
09
Jun
Jun
When you meet the perfect person, it is natural to imagine how the two of you can achieve your dreams, like starting a family or sharing a home. While a couple can certainly build a lifetime of memories, remember that ‘it takes two to tango’ to solve all your life goals. Here is a list