Diwali, the festival of lights offers interesting financial lessons which can be used for future planning. It is also the most celebrated & marketed Indian festival ever. For the most of us, this festival is about joy, family get-together, good food and happiness. On the other hand, this festival is also about appeasing the goddess
01
Dec
Dec
As humans, you like to approach and seek money from friends or family first, however they may or may not like your act of borrowing. Money has also been the determinant of many crucial relationships by judging its foundation. So even when money forms an important part of life, we still judge when someone’s fallen
03
Sep
Sep
We don’t hear often as to why spending money is as perfectly okay as saving it in your bank accounts. We’re constantly been told how every purchase adds up over time and are detrimental to your finances. It’s not just newspaper articles but even top notch financial consultants who stamp the ‘savings’ theory. Concept of
31
Aug
Aug
One of the best personal finance concepts we’ve ever heard is of the ‘emergency fund’. A good chunk of people disregards the idea of using emergency funds as an essential part of personal finances. However, they fail to anticipate their ultimate use during tight spots. Emergency Funds Are the First Line Of Defense Against Financial insufficiencies An emergency fund you
28
Aug
Aug
In the effort to save your money, you need to keep a close eye on the earnings & expenses. It’s the most suitable to be done digitally by the use of free software and services. Free financial planning software can be also be valuable & robust in the first phase of personal finance planning. It
18
May
May
There are special financial ‘to-dos’ to tackle while you’re spending time at home mostly. If you’re on house arrest due to the lockdown orders, then here comes your chance to tackle your financials like never before. You could just cover all the tasks put off till date. Also, if you’re working from home and not travelling to
03
Mar
Mar
When difficult times fall upon you, an individual may consider borrowing from close members to forgo complicated application & approval processes of banks & other financial institutions. This is quite liked by prospective borrowers who do not have all the documents ready to especially have approvals in place to qualify for loan approvals from banks.
03
Mar
Mar
It’s always a gamble to seek advice from “just” friends, as they maybe or may not be our well-wishers in reality. Also, money has a different way of being divisive in our society & otherwise. So, even after being a ridiculously important part of our daily lives, it’s quite a taboo as well! This perception
24
Feb
Feb
We keep reading through articles that money has the power to transform life remarkably, be it earned or acquired. So, its valuable to start financially healthy practices at a young stage in life. As we grow up, the old good memories start to fade. This is exactly what happens with our financial pattern as child
10
Feb
Feb
The steps given below can be used to build a concrete personal budget. Every great financial plan starts with a sound budget. If you’re trying to pay off bills or save for a dream vacation, a budget is your first step toward making your financial goals a reality. Follow these steps for setting up a
29
Nov
Nov
In our patriarchal society, women have been put down for decades. However, the air is changing now. Women are coming out to earn their livelihood and sustain in the competition too. There are a few suggested tips to keep our financial management in control. Women are breaking all shackles and doing their best out there.
03
Nov
Nov
While some may quit their jobs impulsively with a dream of new ventures in their mind, others may look at it as a solution to difficult circumstances. Whatever be the reason for your sudden break, do not take this important decision casually. Below are a few steps you can take to be financially ready in
14
Sep
Sep
Finances are a big part of everyone’s life. The most important aspect is to handle finances well. Either you can deal it at the right time or miss out on a few opportunities to regret the financial mistakes. But if we look at our day-to-day lives, there’s so much to learn and adapt for financial