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personal finance

What is Personal Finance and Why is it Important?

Personal Finance

The question of personal finance is important for all working class people. This is a major problem with a large chunk of financial illiterates. Every piece of information helps to increase finance related knowledge including financial products, effective budgeting and retirement funds to build a financially secure future. Unfortunately, study shows how most lack the

4 Pillars Of Wealth Creation

Pillars of Wealth Creation

Of course, the process of wealth creation is a long drawn process held up by 4 critical pillars of strength.  It needs a roadway to financial independence because major decisions are taken up thereafter.  Here are the 4 pillars of wealth creation which need a closer look:  Earning money  Collecting productive assets  Choosing debt to support productive assets  Self-development  Let’s centre our focus on questions like what

5 Best Budget Android Apps of 2020

Best Budget Android Apps

There are many existing Budget Apps in the country for use, so it’s best to utilize one for financial control & regulation. Let’s begin in an ascending order to list a few important Andriod Budget Apps:  5 Best Budget Android App of 2020  Mint  Mint as an App is brilliant if you want to get your finances back on track. In addition to keeping

What are the Best Personal Finance Books 2020?

Best Personal Finance Books 2020

A few are blessed to manage their money effortlessly as if they are born with calculators in their minds. Others may not be so lucky. Also, they often fall into wrong hands & spend more than they should. These few do not practice Mathematics religiously or they find it cumbersome to keep their calculations up to date.    And if you’re

Should You listen to Money advice from Friends?

Money Management tips

It’s always a gamble to seek advice from “just” friends, as they maybe or may not be our well-wishers in reality. Also, money has a different way of being divisive in our society & otherwise. So, even after being a ridiculously important part of our daily lives, it’s quite a taboo as well! This perception

5 Top Ways to Borrow Money Quickly in 2020

Top Ways To Borrow Money

Today, one would suggest you with different ways to borrow money. It has become an important source to build on your assets and investments. But if it goes wrong, it may lead to a nightmare. Of course, taking loans can help to boost your investments & thereby returns. So, how is it actually done? Any

5 Financial Lessons to Master by Age 30

Financial Lessons to Master by Age 30

Many lessons learned can be financially draining, take them all seriously to take critical financial decisions that may be skipped otherwise. It has been proved in the past that the way you handle your money today will determine your future financial strategy. So, if you’re reckless about your money now, you will continue to remain

Everything you want to know about a Credit Score

All About Credit Score

To determine a credit score, several factors are considered as the type of employment, repayment potential, personal assets are verified before providing a loan. Practically a credit score of 650 is quite low, yet it is optimistic to take your chance. It is equally important to know that a prospective borrower will have no history

Pay-Off Debt or Invest with Home Credit Loan?

pay off debt or invest

Many of us face acute dilemma of putting money into the right streams- whether it’s about paying off existing debt or building investments of value. Of course, it’s not easy to make that decision, keeping in mind the source of money to be ploughed. Here, our Home Credit Personal Loan can really fit your shoes.