With the ever-growing digital space, borrowings have become much easier. It’s quite important to note that an incessant need for cash can push you towards an irrecoverable dent. You shouldn’t allow advertising gimmicks to lure you into taking on borrowings. You may just be caught up in a debt trap because they go by what’s being sold
As Indians, we are no longer new to mutual funds. Asset management companies (AMCs) and fund distributors like to aggressively promote their investment products as a part of their routine. However, there are a few of us who still do not understand how these investment instruments work? To explain better, mutual funds are simple investment plans which are started by asset management giants where retail investors ( normal people) can pool their money
Of course, the ongoing lockdown has surely pushed the manufacturing industry negatively, which contributes about 20% of India’s GDP. Out of this considerable share, the auto industry contributes about 50% of it. Though the situation of the auto industry was bad in the pre-lockdown period, however, it’s even worse now. The time of uncertainty has impacted small organizations with lesser power and lower profitability. This has
Artificial Intelligence to technology is how we observe salt in all our dishes. It helps to bind all the technologies we have together. So you can easily imagine its importance! So investing in AI can really turn our effectiveness for Fintech companies & others too. This is a common voice of our top industry leaders. AI also presents a good investment opportunity to
Kudos to the digitization today that banking is now easy & fast! While banking is swiftly available on the go, it has also encouraged banking frauds to rise. we need some essential banking tips to ensure better safety of our transactions. The Government has played an instrumental role to spread the digital word in the remotest parts of our
A few are blessed to manage their money effortlessly as if they are born with calculators in their minds. Others may not be so lucky. Also, they often fall into wrong hands & spend more than they should. These few do not practice Mathematics religiously or they find it cumbersome to keep their calculations up to date. And if you’re
As a young aspirant, saving money could look like a gigantic task. This is primarily true because as a brewing adult, you have a long list of tasks. It’s obvious to look at your earnings as a perfect model of spending. It may not be viewed as a shield against financial hurdles & backing for medical
A beauty parlour/ salon makes a lucrative business avenue specially for women entrepreneurs. The beauty/spa scene has been exponentially growing big across the globe including India. This has spiked up the demand for beauty experts/ professionals who can provide quality services to the needy customers. What types of loans are available for Beauty Parlors? As
Personal loans by Home Credit are quite satisfactory for weddings. This easy way of financing strengthens your overall financial health to spend on wedding-related expenses, whether it’s for oneself or you are beloved. Sometimes, your wedding expenses can blow off your mind and pocket. Therefore, it’s extremely important to take note of all important factors
Higher education in India or abroad is a transformative decision which takes a long time. There are many who want to take up higher studies but fail to arrange sufficient funds for their education. So, they have to rely on external sources for money. We will try to describe each and every aspect of loans
It’s always a gamble to seek advice from “just” friends, as they maybe or may not be our well-wishers in reality. Also, money has a different way of being divisive in our society & otherwise. So, even after being a ridiculously important part of our daily lives, it’s quite a taboo as well! This perception
The steps given below can be used to build a concrete personal budget. Every great financial plan starts with a sound budget. If you’re trying to pay off bills or save for a dream vacation, a budget is your first step toward making your financial goals a reality. Follow these steps for setting up a
Many lessons learned can be financially draining, take them all seriously to take critical financial decisions that may be skipped otherwise. It has been proved in the past that the way you handle your money today will determine your future financial strategy. So, if you’re reckless about your money now, you will continue to remain
Are you handling your finances well? Or do you need further improvements? In this article, we are talking about the 25 best practices to maintain good financial management. The basics of a sound financial management is not that difficult as it seems. It all depends on your personal well-being and daily financial habits. The fact
In the past, personal loans have been already accolated for the ease of approval and disbursal it endows upon. Marriages are an extremely celebrated in India for those who are in love, live for love and love to live. It happens once in a lifetime, and people aspire to create magnificence. It’s obvious to have
Let us first know about Start up India scheme. Startup India scheme is an initiative by the Indian government to promote startups, generate employment and wealth creation. Under this scheme, government offers fund up to Rs. 2500 crores for startups and credit guarantee fund of RS. 500 crores. What is the eligibility of loan under
A considerable lot of us have a tendency to live in the time, or at-least for the occasion as far as shelling out funds is concerned. The more monetarily steady/secure we are, the greater we get smug with our spending, luxuriating in the shine of ‘security’. There are some financial problems that occur once in a
The festive season has already kicked off and so has the happy times for brands/companies offering huge discounts and offers. This is also the ideal time span for online brands to position themselves & provide decent discounts. While the happy arrangements are a decent approach to get awesome esteem for-cash offers on the web, yet
Neither, investing has to be complicated nor as exciting as it may sound. Putting your hard earned money into the financial market is all about achieving what you want from life while making sure you’re at mental peace. It is not about taking a roller coaster ride, it’s about meaningful use of money . Investment
Finances are a big part of everyone’s life. The most important aspect is to handle finances well. Either you can deal it at the right time or miss out on a few opportunities to regret the financial mistakes. But if we look at our day-to-day lives, there’s so much to learn and adapt for financial
We have once again reached that time of the year, celebrations and god times, attending puja and aartis, going to Durga Puja Pandals, the excitement of buying & wearing festive clothes and finally welcoming another new year. This time of the year is the most beautiful as it exhibits India’s different religions and festivals and
The retirement phase is one of the most important as well as the most beautiful phases in any individual’s life. There are a whole host of things to bear in mind before, during, and after retirement takes place – unsurprisingly, given the importance of the life event. If you want to secure your future and